15515 Peru Rd, Umatilla, FL 32784 Property Records

Lake County property record for 15515 Peru Rd, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 988 sqft · built 1963
Lot Size	38.7 acres (1,689,257 sqft)
Owner	Owner Name on Record
Last Sale	$366,000 (Nov 2014)
Tax Bill	$1,731 (2024)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-18-26-0003-000-02000`

Property Details

APN / Parcel Number

Primary APN	`03-18-26-0003-000-02000`
Alternative APN	`3889888`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Block
Roof Material	Metal
Lot Area	1,689,257 sqft (38.7 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Utility Building	307 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3889888
Street Address	15515 PERU RD
City	UMATILLA
State	FL
Zip	32784-8104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW 1/4 OF SE 1/4 THAT PART OF N 1/2 OF SE 1/4 OF SW 1/4 DESCRIBED AS FOLLOWS: FROM S 1/4 COR OF SEC RUN N 90-0-0 E ALONG S
Legal Section	03
Legal Subdivision	SOUTH
Legal Tract	3
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2015
Census Tract	30110

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	17255 SE HIGHWAY 452, UMATILLA, FL 32784-8223

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2014 · Amount on Record
Deed Sale	Nov 6, 2014 · Amount on Record
Deed Document Number	2014120442
Deed Book / Page	4548 / 0467
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	15515 PERU RD, UMATILLA, FL 32784-8104
Document Number	0054552478
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3330 LAKE SHORE DR ORLANDO FL 328031125, ORLANDO, FL 32803-1125

Mortgage

Document Number	0054552478
Date	Apr 15, 2020
Book Page	005455/002478
Instrument	43939

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	115 S MISSOURI AVE # 400, LAKELAND, FL 33815-4601

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,688 (+2.45%) Land $25,987 Building $49,701	$193,857 (+0.94%) Land $25,987 Building $167,870
2024	$1,731.00 (+16.57%)
2023	$1,485.00 (+16.38%)	$73,881 (+7.46%)	$192,050 (+2.75%) Land $25,987 Building $166,063
2022	$1,276.00	$68,749	$186,918 Land $20,987 Building $165,931

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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