Stanislaus County property record for 1554 Water St, Modesto, CA 95355
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,040 sqft · built 1972 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Sep 2018) |
| Tax Bill | $3,494 (2026) |
| Deeds & Mortgages | Apr 2023 Transfer Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 032-001-035-000 |
| Primary APN | 032-001-035-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 9,148 sqft (0.21 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1554 WATER ST |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95355-3140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | GARDEN ACRES |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1001 |
1554 Water St is owned and occupied by an individual who acquired it in March 2023.
Source: Stanislaus County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1554 WATER ST, MODESTO, CA 95355-3140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2023 | Intrafamily Transfer, Transfer |
| Sep 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Aug 27, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Sep 20, 2018 | Grant Deed, Transfer · FHA Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2018 · Amount on File |
| Deed Sale | Sep 20, 2018 · Amount on File |
| Prior Sale | Jan 23, 2015 · Amount on File |
| Deed Document Number | 201864890 |
| Last Transfer Date | Mar 31, 2023 |
| Transfer Doc | 0000014541 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Apr 3, 2023 |
| Property Address | 1554 WATER ST, MODESTO, CA 95355-3140 |
| Document Number | 0000014541 |
| Map Reference | VOL 14 PG 9 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 2023-0014541 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1554 WATER ST, MODESTO, CA 95355-3140 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 1554 WATER ST, MODESTO, CA 95355-3140 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1554 WATER ST, MODESTO, CA 95355-3140 |
| Document Number | 0000090685 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 2021-0090685 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 1554 WATER ST, MODESTO, CA 95355-3140 |
| Document Number | 0000059594 |
| Instrument Date | Aug 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1554 WATER ST MODESTO CA 953553140, MODESTO, CA 95355-3140 |
| Document Number | 0000059594 |
|---|---|
| Date | Sep 5, 2019 |
| Instrument | 59594 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 4, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Sep 20, 2018 |
| Property Address | 1554 WATER ST, MODESTO, CA 95355-3140 |
| Document Number | 0000064890 |
| Map Reference | VOL14 PG9 |
| Instrument Date | Sep 17, 2018 |
| Instrument | 2018-0064890 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1554 WATER ST, MODESTO, CA 95355-3140 |
| Document Number | 0000064891 |
|---|---|
| Date | Sep 20, 2018 |
| Instrument | 2018-0064891 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
The 2026 property tax bill for 1554 Water St was $3,494, up 1.1% from the year before.
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Elementary School District | Modesto City Elementary School District (KG - 08) |
| Secondary School District | Modesto City High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,494.00 (+1.1%) | $301,518 (+2%) Land $147,915 Building $153,603 |
| 2025 | $3,456.00 | $295,607 Land $145,015 Building $150,592 |
| 2023 | $3,253.00 (+2.49%) | $284,131 Land $139,385 Building $144,746 |
| 2022 | $3,174.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1554 Water St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1554 Water St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MODESTO serves 218,915 people · EPA ID CA5010010 |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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