Stanislaus County property record for 1548 Water St, Modesto, CA 95355
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,152 sqft · built 1971 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Aug 2020) |
| Tax Bill | $4,478 (2026) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Feb 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 032-001-032-000 |
| Primary APN | 032-001-032-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Wood |
| Lot Area | 10,019 sqft (0.23 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1548 WATER ST |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95355-3140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELIZABETH COURT TER LOT 13 BLOCK 1024 |
| Legal Subdivision | ELIZABETH COURT TERRACE |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1001 |
Source: Stanislaus County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1548 WATER ST, MODESTO, CA 95355-3140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 5, 2020 | Grant Deed, Transfer · FHA Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Feb 18, 2020 | Grant Deed, Transfer CYPRESS TITLE COMPANY, CYPRESS TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2020 · Amount on Record |
| Deed Sale | Aug 5, 2020 · Amount on Record |
| Prior Sale | Feb 18, 2020 · Amount on Record |
| Deed Document Number | 202057887 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Aug 5, 2020 |
| Property Address | 1548 WATER ST, MODESTO, CA 95355-3140 |
| Document Number | 0000057887 |
| Map Reference | VOL 14 PG 9 |
| Instrument Date | Aug 2, 2020 |
| Instrument | 2020-0057887 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | CYPRESS TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1548 WATER ST, MODESTO, CA 95355-3140 |
| Document Number | 0000057888 |
|---|---|
| Date | Aug 5, 2020 |
| Instrument | 2020-0057888 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BAKERSFIELD, CA 93309 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Feb 18, 2020 |
| Property Address | 1548 WATER ST, MODESTO, CA 95355-3140 |
| Document Number | 0000010629 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 10629 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2020 |
| Title Company | CYPRESS TITLE COMPANY, CYPRESS TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $215.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1219 PALOMA AVE STOCKTON CA 952093006, STOCKTON, CA 95209-3006 |
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Elementary School District | Modesto City Elementary School District (KG - 08) |
| Secondary School District | Modesto City High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,478.00 (+1.08%) | $386,426 (+2%) Land $154,570 Building $231,856 |
| 2025 | $4,430.00 (+6.26%) | $378,850 (+4.04%) Land $151,540 Building $227,310 |
| 2023 | $4,169.00 (+2.48%) | $364,140 Land $145,656 Building $218,484 |
| 2022 | $4,068.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MODESTO serves 218,915 people · EPA ID CA5010010 |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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