Stanislaus County property record for 1516 Water St, Modesto, CA 95355
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,576 sqft · built 1946 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $339,000 (Jul 2020) |
| Tax Bill | $4,338 (2026) |
| Deeds & Mortgages | Feb 2024 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 032-001-029-000 |
| Primary APN | 032-001-029-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,576 sqft Living Area |
| 1st Floor Area | 1,576 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Construction Type | Wood |
| Lot Area | 10,454 sqft (0.24 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1516 WATER ST |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95355-3140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | GARDEN ACRES |
| Legal Block | 1 |
| Legal Lot Number | 6&7 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1001 |
Source: Stanislaus County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1516 WATER ST, MODESTO, CA 95355-3140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 7, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 24, 2020 | Grant Deed, Transfer · Conventional with PMI SYNERGY ONE LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2020 · Amount on Record |
| Deed Sale | Jul 24, 2020 · Amount on Record |
| Prior Sale | Sep 29, 2014 · Amount on Record |
| Deed Document Number | 202052906 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 1516 WATER ST, MODESTO, CA 95355-3140 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2024 |
| Title Company | TITLE CONNECTION, TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 1516 WATER ST, MODESTO, CA 95355-3140 |
| Document Number | 0000005127 |
|---|---|
| Date | Feb 7, 2024 |
| Instrument | 2024-0005127 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 1516 WATER ST, MODESTO, CA 95355-3140 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | NOT AVAILABLE, PRIORITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 1516 WATER ST, MODESTO, CA 95355-3140 |
| Document Number | 0000045426 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021-0045426 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Jul 24, 2020 |
| Property Address | 1516 WATER ST, MODESTO, CA 95355-3140 |
| Document Number | 0000052906 |
| Instrument Date | Jul 21, 2020 |
| Instrument | 52906 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $373.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1516 WATER ST MODESTO CA 953553140, MODESTO, CA 95355-3140 |
| Document Number | 52907 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 52907 |
| Name | SYNERGY ONE LNDG |
|---|---|
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2050 |
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Elementary School District | Modesto City Elementary School District (KG - 08) |
| Secondary School District | Modesto City High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,338.00 (+1.1%) | $374,280 (+2%) Land $154,570 Building $219,710 |
| 2025 | $4,291.00 (+6.27%) | $366,942 (+4.04%) Land $151,540 Building $215,402 |
| 2023 | $4,038.00 (+2.49%) | $352,695 Land $145,656 Building $207,039 |
| 2022 | $3,940.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MODESTO serves 218,915 people · EPA ID CA5010010 |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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