15535 Victor Rd, Union Pier, MI 49129 Property Records

Berrien County property record for 15535 Victor Rd, Union Pier, MI 49129

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,892 sqft · built 2000
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$191,000 (Jul 2000)
Tax Bill	$15,052 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-4730-0026-07-2`

Property Details

APN / Parcel Number

Primary APN	`07-4730-0026-07-2`
Alternative APN	`11-07-4730-0026-07-2`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,892 sqft Living Area
1st Floor Area	2,072 sqft
Basement Area	1,640 sqft
Unfinished Basement	1,640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	162 ft deep x 147 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15535 VICTOR RD
City	UNION PIER
State	MI
Zip	49129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF LOT 26 LUNA GOWDY STREED BEACH & SEC 30 T7S R20W DES AS COM 90'S0DEG36'E OF NW COR SD LOT 26 TH N89DEG24'E 100'TH S0DEG36'E 52.97' TH N89DEG24'E 125'TH S0DEG36'E 91.8'TH S89DEG24'W 225'TH N0DEG36'W 147.13'TO POB SUR 1190/986
Legal Range	20W
Legal Township	07S
Legal Section	30
Legal Subdivision	LUNDA GOWDY STREET BEACH
Legal Lot Number	26
Legal Unit	26,26
Jurisdiction	BERRIEN MI
Township / Civil Division	CHIKAMING
Census Block Group	2
Census Block	2018
Census Tract	11201

Owner

15535 Victor Rd is owned by an individual who acquired it in December 2019.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 626, UNION PIER, MI 49129-0626
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOFI MORTGAGE LLC
Jan 27, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SOFI LENDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2000 · Amount on File
Deed Sale	Jul 19, 2000 · Amount on File
Prior Sale	Aug 20, 1997 · Amount on File
Deed Book / Page	2068 / 523
Last Transfer Date	Dec 4, 2019
Transfer Doc	3263000813
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	15535 VICTOR RD, UNION PIER, MI 49129
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15535 VICTOR RD, UNION PIER, MI 49129

Mortgage

Document Number	03362/3087
Date	Feb 7, 2022
Book Page	3362/3087
Instrument	2022342549

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	15535 VICTOR RD, UNION PIER, MI 49129
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03290/3018
Date	Sep 16, 2020
Book Page	3290/3018

Lender

Name	SOFI MORTGAGE LLC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jan 27, 2020
Property Address	15535 VICTOR RD, UNION PIER, MI 49129
Document Number	03263/0813
Book / Page	3263 / 0813
Map Reference	LB 9 PG 28
Instrument Date	Dec 4, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15535 VICTOR RD, UNION PIER, MI 49129

Mortgage

Document Number	0003263815
Date	Jan 27, 2020
Instrument	3263/815

Lender

Name	SOFI LENDING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 15535 Victor Rd was $15,052, up 20.8% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Chikaming Township
Unified School District	New Buffalo Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$736,100 (+39.31%)	$1,472,200 (+39.31%)
2025	$15,052.00 (+20.78%)	$528,400	$1,056,800
2024	$12,462.00
2023		$436,900	$873,800
2022	$11,197.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15535 Victor Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15535 Victor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIKAMING TOWNSHIP serves 2,825 people · EPA ID MI0001400
Water Source	Purchased surface water from LAKE CHARTER TOWNSHIP
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Victor Rd

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