1550 Whitcomb St, Gary, IN 46404 Property Records

Lake County property record for 1550 Whitcomb St, Gary, IN 46404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,544 sqft · built 1965
Lot Size	0.217 acres (9,453 sqft)
Owner	Individual Name on Record
Tax Bill	$1,234 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-25-42-0003-0037`

Property Details

APN / Parcel Number

Primary APN	`001-25-42-0003-0037`
Alternative APNs	`45-08-07-326-018.000-004` `254200030037`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,544 sqft Living Area

Exterior

Year Built	Built 1965
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	9,453 sqft (0.217 acres)
Lot Dimensions	126 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-42-0003-0037
Old Parcel Number	254200030037
Street Address	1550 WHITCOMB ST
City	GARY
State	IN
Zip	46404-1762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CALDWELLS 3RD. ADD. ALL LOTS 37,38 & 39
Legal Subdivision	CALDWELLS 03 ADD/TOLLESTON
Legal Lot Number	37-39 38
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1000
Census Tract	11100

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1550 WHITCOMB ST, GARY, IN 46404-1762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME LOAN AND INVESTMENT BANK FSB
Jan 18, 2019	Warranty Deed, Transfer · Conventional Mortgage CENTIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2019
Deed Sale	Jan 18, 2019
Prior Sale	Aug 2, 2012 · Amount on Record
Deed Document Number	2019 004689
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1550 WHITCOMB ST, GARY, IN 46404-1762
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RES TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037191
Date	Jun 18, 2020
Instrument	2020 037191

Lender

Name	HOME LOAN AND INVESTMENT BANK FSB
Type	Bank
Address	WARWICK, RI 02886

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Apr 7, 2040

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jan 18, 2019
Property Address	1550 WHITCOMB ST, GARY, IN 46404-1762
Document Number	0000004689
Map Reference	MB 6 PG 47
Instrument Date	Jan 11, 2019
Instrument	2019 004689
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	MERIDIAN TITLE CORP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1550 WHITCOMB ST, GARY, IN 46404-1762

Mortgage

Document Number	0000004690
Date	Jan 18, 2019
Instrument	2019 004690

Lender

Name	CENTIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Mortgage

Document Number	0000004691
Date	Jan 18, 2019
Instrument	2019 004691

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2034

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$148,100 (+46.78%) Land $8,700 Building $139,400	$148,100 (+46.78%) Land $8,700 Building $139,400
2024	$1,234.00 (+11.98%)
2023		$100,900 (+8.73%) Land $19,000 Building $81,900	$100,900 (+8.73%) Land $19,000 Building $81,900
2022	$1,102.00 Homeowner's exemption	$92,800 Land $7,600 Building $85,200	$92,800 Land $7,600 Building $85,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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