Lake County property record for 1544 Whitcomb St, Gary, IN 46404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 3,056 sqft · built 1961 |
| Lot Size | 0.145 acres (6,316 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $158,800 (Sep 2025) |
| Tax Bill | $896 (2024) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-42-0003-0035 |
| Primary APN | 001-25-42-0003-0035 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 3,056 sqft Living Area |
| Gross Area | 4,164 sqft |
| 1st Floor Area | 1,528 sqft |
| Basement Area | 1,108 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 6,316 sqft (0.145 acres) |
| Lot Dimensions | 126 ft deep x 50 ft wide |
| View / Lot | Alley |
| Garage Type | Detached |
| Garage Area | 345 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1544 WHITCOMB ST |
|---|---|
| City | GARY |
| State | IN |
| Zip | 46404-1762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CALDWELLS 3RD ADD. L.35 ALL L.36 |
| Legal Subdivision | CALDWELLS 3RD ADD |
| Legal Lot Number | 35 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11100 |
Source: Lake County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1544 WHITCOMB ST, GARY, IN 46404-1762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2025 · Amount on Record |
| Deed Sale | Sep 5, 2025 · Amount on Record |
| Prior Sale | Apr 11, 2008 · Amount on Record |
| Deed Document Number | 2025534009 |
| Prior Transfer Date | Sep 3, 2025 |
| Prior Transfer Doc | 0000034009 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 1544 WHITCOMB ST, GARY, IN 46404-1762 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1544 WHITCOMB ST, GARY, IN 46404-1762 |
| Document Number | 0000005937 |
|---|---|
| Date | Feb 12, 2026 |
| Instrument | 2026-505937 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | HUNT VALLEY, MD 21031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Oct 1, 2055 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $126,200 (+69.85%) Land $5,800 Building $120,400 | $126,200 (+69.85%) Land $5,800 Building $120,400 | |
| 2024 | $896.00 (+17.74%) | ||
| 2023 | $74,300 (+9.43%) Land $14,100 Building $60,200 | $74,300 (+9.43%) Land $14,100 Building $60,200 | |
| 2022 | $761.00 Homeowner's exemption | $67,900 Land $5,700 Building $62,200 | $67,900 Land $5,700 Building $62,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 45% of Indiana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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