1539 Whitcomb St, Gary, IN 46404 Property Records

Lake County property record for 1539 Whitcomb St, Gary, IN 46404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,872 sqft · built 1964
Lot Size	0.143 acres (6,229 sqft)
Owner	2 Individual Names on File
Last Sale	$218,894 (Jan 2026)
Tax Bill	$817 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`001-25-42-0050-0063`

Property Details

APN / Parcel Number

Primary APN	`001-25-42-0050-0063`
Alternative APNs	`45-08-07-401-010.000-004` `254200500063`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,872 sqft Living Area
1st Floor Area	1,872 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1970
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1539 WHITCOMB ST
City	GARY
State	IN
Zip	46404-1761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CALUMET PARK OF GARY L.43 BL.2 ALL L.44 BL.2
Legal Subdivision	CALUMET PARK OF GARY
Legal Block	2
Legal Lot Number	43
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	2
Census Block	2023
Census Tract	11100

Owner

1539 Whitcomb St is owned and occupied by two individuals who bought it in January 2026.

Source: Lake County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1539 WHITCOMB ST, GARY, IN 46404-1761
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Warranty Deed, Transfer · FHA Mortgage DIRECT MORTGAGE LOANS LLC
Jul 30, 2025	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2026 · Amount on File
Deed Sale	Jan 16, 2026 · Amount on File
Prior Sale	Jul 30, 2025
Deed Document Number	2026502163
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jan 16, 2026
Property Address	1539 WHITCOMB ST, GARY, IN 46404-1761
Document Number	0000002163
Map Reference	MB 13 PG 30
Instrument Date	Jan 12, 2026
Instrument	2026-502163
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1539 WHITCOMB ST, GARY, IN 46404-1761

Mortgage

Document Number	0000002164
Date	Jan 16, 2026
Instrument	2026-502164

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Mortgage

Document Number	0000002165
Date	Jan 16, 2026
Instrument	2026-502165

Lender

Name	CITY OF GARY
Type	Government Agency
Address	GARY, IN 46402

Agreement

Amount	Amount on Record

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 30, 2025
Property Address	1539 WHITCOMB ST, GARY, IN 46404-1761
Document Number	0000027904
Map Reference	MB 13 PG 30
Instrument Date	Jul 10, 2025
Instrument	2025-527904
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5534 SAINT JOE RD, FORT WAYNE, IN 46835-3328

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$97,300 (+35.33%) Land $5,800 Building $91,500	$97,300 (+35.33%) Land $5,800 Building $91,500
2024	$817.00	$71,900 (+6.84%) Land $14,100 Building $57,800	$71,900 (+6.84%) Land $14,100 Building $57,800
2023		$67,300 (+10.69%) Land $14,100 Building $53,200	$67,300 (+10.69%) Land $14,100 Building $53,200
2022	$679.00 Homeowner's exemption	$60,800 Land $5,700 Building $55,100	$60,800 Land $5,700 Building $55,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1539 Whitcomb St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1539 Whitcomb St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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