1550 E Ridgeway Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1550 E Ridgeway Ave, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1954
Square Footage1,427 sqft Living Area
Lot Size27,000 sqft (0.62 acres)
GarageAttached, 400 sqft
OccupancyOwner Occupied
Tax Bill$4,630.00 (2025)

Property Details

APN / Parcel Number

Primary APN8813-02-101-010

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,427 sqft Living Area
1st Floor1,056 sqft 1st Floor
Basement Area1,056 sqft Basement
Game RoomGame Room
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area27,000 sqft (0.62 acres)
Depth X Width300 ft x 90 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage
Shed1 Shed
Patio Area210 sqft Patio
Porch Area16 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1550 E RIDGEWAY AVE
CityWATERLOO
StateIA
Zip50702-3549
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionORANGE PARK E 6 FT LOT 7 W 84 FT LOT 8
Legal Range13W
Legal Township88N
Legal Section02
Legal SubdivisionORANGE PARK
Legal Lot Number7,8
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup1
Census Block1002
Census Tract900

Owner

Source: Black Hawk County records · APN 8813-02-101-010

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1550 E RIDGEWAY AVE, WATERLOO, IA 50702-3549
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 08, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MOVEMENT MORTGAGE
Apr 24, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateApr 17, 2017
Transfer Doc0000018542
Record RefreshedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1550 E RIDGEWAY AVE, WATERLOO, IA 50702-3549
Transaction TypeMortgage
Record UpdatedFeb 21, 2022
Title CompanyTITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200016149
DateFeb 08, 2022
Instrument202200016149
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

April 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBLACK HAWK IA
Recording DateApr 24, 2017
Property Address1550 E RIDGEWAY AVE, WATERLOO, IA 50702-3549
Document Number201700018542
Instrument DateApr 17, 2017
Instrument2017-00018542
Transaction TypeTransfer
Record UpdatedFeb 10, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1550 E RIDGEWAY AVE, 1550, WATERLOO, IA 50702-3549

Transferred To (Grantee/Buyer)

NameVerified Name
Address1550 E RIDGEWAY AVE, WATERLOO, IA 50702-3549

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,630.00 Homeowner's exemption$225,910 (+1.02%) Land $37,800 Building $188,110$225,910 (+1.02%) Land $37,800 Building $188,110
2024$4,630.00 (+25.47%)
2023$223,630 (+26.41%) Land $37,800 Building $185,830$223,630 (+26.41%) Land $37,800 Building $185,830
2022$3,690.00 Homeowner's exemption$176,910 Land $37,800 Building $139,110
2021$176,910 Land $37,800 Building $139,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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