Black Hawk County property record for 1542 E Ridgeway Ave, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1954 |
| Square Footage | 1,052 sqft Living Area |
| Lot Size | 32,400 sqft (0.744 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $126,500 (2019) |
| Tax Bill | $3,560.00 (2025) |
| Primary APN | 8813-02-101-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,052 sqft Living Area |
| 1st Floor | 1,052 sqft 1st Floor |
| Basement Area | 1,052 sqft Basement |
| Unfinished Basement | 1,052 sqft Unfinished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 32,400 sqft (0.744 acres) |
| Depth X Width | 300 ft x 108 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 300 sqft Garage |
| Shed | 1 Shed |
| Deck Area | 56 sqft Deck |
| Patio Area | 300 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1542 E RIDGEWAY AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3549 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ORANGE PARK ALL LOT 7 EXC E 6 FT EXC W 18 FT |
| Legal Range | 13W |
| Legal Township | 88N |
| Legal Section | 02 |
| Legal Subdivision | ORANGE PARK |
| Legal Lot Number | 7 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 900 |
Source: Black Hawk County records · APN 8813-02-101-009
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1542 E RIDGEWAY AVE, WATERLOO, IA 50702-3549 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 25, 2019 | Deed of Trust, Mortgage · Stand Alone First Mortgage VERIDIAN CREDIT UNION |
| Jun 25, 2019 | Executor's Deed, Transfer |
| Jun 25, 2019 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) VERIDIAN CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 25, 2019 · Amount on Record |
| Deed Sale | Jun 25, 2019 · Amount on Record |
| Deed Doc Number | 201919570 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1542 E RIDGEWAY AVE, WATERLOO, IA 50702-3549 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 201900019573 |
|---|---|
| Date | Jun 25, 2019 |
| Instrument | 201900019573 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 01, 2029 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 25, 2019 |
| Property Address | 1542 E RIDGEWAY AVE, WATERLOO, IA 50702-3549 |
| Document Number | 201900019571 |
| Instrument Date | Jun 17, 2019 |
| Instrument | 201900019571 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1542 E RIDGEWAY AVE, WATERLOO, IA 50702-3549 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 25, 2019 |
| Property Address | 1542 E RIDGEWAY AVE, WATERLOO, IA 50702-3549 |
| Document Number | 201900019570 |
| Instrument Date | Jun 17, 2019 |
| Instrument | 201900019570 |
| Transaction Type | Transfer |
| Record Updated | Jul 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1542 E RIDGEWAY AVE, WATERLOO, IA 50702-3549 |
| Document Number | 201900019572 |
|---|---|
| Date | Jun 25, 2019 |
| Instrument | 201900019572 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.8% |
| Type Change Date | Jul 01, 2029 |
| Index | Other |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,560.00 Homeowner's exemption | $175,590 (+0.72%) Land $43,090 Building $132,500 | $175,590 (+0.72%) Land $43,090 Building $132,500 |
| 2024 | $3,560.00 (+23.87%) | ||
| 2023 | $174,340 (+24.79%) Land $45,360 Building $128,980 | $174,340 (+24.79%) Land $45,360 Building $128,980 | |
| 2022 | $2,874.00 Homeowner's exemption | $139,710 Land $45,360 Building $94,350 | |
| 2021 | $139,710 Land $45,360 Building $94,350 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 32% of Iowa |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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