1446 E Ridgeway Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1446 E Ridgeway Ave, Waterloo, IA 50702 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1971
Square Footage	940 sqft Living Area
Lot Size	18,000 sqft (0.413 acres)
Occupancy	Owner Occupied
Last Sale	$225,000 (2024)
Tax Bill	$3,598.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8813-02-101-005`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	940 sqft Living Area
1st Floor	940 sqft 1st Floor
Basement Area	940 sqft Basement
Finished Basement	525 sqft Finished
Unfinished Basement	940 sqft Unfinished
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Split Foyer Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Slate Roof
Lot Area	18,000 sqft (0.413 acres)
Depth X Width	300 ft x 60 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	576 sqft Garage
Deck Area	Deck Area
Patio Area	64 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1446 E RIDGEWAY AVE
City	WATERLOO
State	IA
Zip	50702-3450
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ORANGE PARK E 11 FT LOT 3 W 49 FT LOT 4
Legal Range	13W
Legal Township	88N
Legal Section	02
Legal Subdivision	ORANGE PARK
Legal Lot Number	3,4
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1002
Census Tract	900

Owner

Source: Black Hawk County records · APN 8813-02-101-005

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1446 E RIDGEWAY AVE, WATERLOO, IA 50702-3450
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Apr 01, 2024	Warranty Deed, Transfer · Stand Alone Second Mortgage VERIDIAN CU
Aug 18, 2020	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 2024 · Amount on Record
Deed Sale	Apr 01, 2024 · Amount on Record
Prior Sale	Aug 18, 2021 · Amount on Record
Deed Doc Number	202412000
Prior Transfer Date	Aug 07, 2020
Prior Transfer Doc	0000003541
Record Refreshed	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 01, 2024
Property Address	1446 E RIDGEWAY AVE, WATERLOO, IA 50702-3450
Document Number	202400012000
Instrument Date	Mar 29, 2024
Instrument	202400012000
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$359.20
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	1446 E RIDGEWAY AVE, WATERLOO, IA 50702-3450

Mortgage

Document Number	202400012002
Date	Apr 01, 2024
Instrument	202400012002

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Apr 01, 2031

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 18, 2020
Property Address	1446 E RIDGEWAY AVE, WATERLOO, IA 50702-3450
Document Number	202100003542
Instrument Date	Aug 07, 2020
Instrument	202100003542
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$234.40
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1446 E RIDGEWAY AVE, WASHBURN, IA 50702-3450

Mortgage

Document Number	202100003543
Date	Aug 18, 2020
Instrument	202100003543

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Mortgage

Document Number	202100003544
Date	Aug 18, 2020
Instrument	202100003544

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 01, 2030

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,598.00	$168,080 (+6.74%) Land $25,200 Building $142,880	$168,080 (+6.74%) Land $25,200 Building $142,880
2024	$3,598.00 (+38.6%)
2023		$157,460 (+33.21%) Land $25,200 Building $132,260	$157,460 (+33.21%) Land $25,200 Building $132,260
2022	$2,596.00	$118,200 Land $25,200 Building $93,000
2021			$118,200 Land $25,200 Building $93,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

1446 E Ridgeway Ave, Waterloo, IA 50702 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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