155 Smith St, Coldwater, MI 49036 Property Records

Branch County property record for 155 Smith St, Coldwater, MI 49036 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1982
Square Footage	1,008 sqft Living Area
Lot Size	11,761 sqft (0.27 acres)
Garage	1,192 sqft
Occupancy	Owner Occupied
Tax Bill	$2,350.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`302-000-000-343-03`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,008 sqft Living Area
1st Floor	1,008 sqft 1st Floor
Basement Area	1,008 sqft Basement
Unfinished Basement	1,008 sqft Unfinished

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch Style
Lot Area	11,761 sqft (0.27 acres)
Garage Area	1,192 sqft Garage

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	155 SMITH ST
City	COLDWATER
State	MI
Zip	49036-1535
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 13 EXC W 34.3 FT ALSO W 17.2 FT LOT 14 BLK 13 F V SMITH'S ADDN
Legal Subdivision	F V SMITH S ADD
Legal Block	13
Legal Lot Number	13-14
Jurisdiction	BRANCH MI
Minor Civil Division	COLDWATER
Census Blockgroup	1
Census Block	1008
Census Tract	951400

Owner

Source: Branch County records · APN 302-000-000-343-03

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	155 SMITH ST, COLDWATER, MI 49036-1535
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 19, 1997
Deed Sale	May 19, 1997
Prior Sale	Apr 10, 1992 · Amount on Record
Deed Book / Page	693 / 864
Last Transfer Date	Mar 17, 2004
Transfer Doc	0000000607
Record Refreshed	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	155 SMITH ST, COLDWATER, MI 49036-1535
Transaction Type	Mortgage
Record Updated	Aug 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201804969
Date	Aug 01, 2018
Instrument	2018-04969

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jun 24, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,700 (+26.74%)	$183,400 (+26.74%)
2025	$2,350.00 (+3.71%)	$72,350	$144,700
2024	$2,266.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.