Branch County property record for 140 Smith St, Coldwater, MI 49036 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1982 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $137,000 (Jan 2021) |
| Tax Bill | $2,265 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-000-000-501-03 |
| Primary APN | 302-000-000-501-03 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Area | 299 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 140 SMITH ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK 17 F V SMITHS ADDN SEC 15 T6S R6W |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 15 |
| Legal Subdivision | F V SMITHS ADD |
| Legal Block | 17 |
| Legal Lot Number | 3 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 951400 |
Source: Branch County records · APN 302-000-000-501-03
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 140 SMITH ST, COLDWATER, MI 49036-1536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 06, 2021 | Warranty Deed, Transfer · Conventional Mortgage HONOR CU |
| Mar 01, 2019 | Warranty Deed, Transfer · Conventional Mortgage CENTURY BANK & TRUST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 06, 2021 · Amount on Record |
| Deed Sale | Jan 06, 2021 · Amount on Record |
| Prior Sale | Mar 01, 2019 · Amount on Record |
| Deed Document Number | 2021105 |
| Prior Transfer Date | Jun 16, 2006 |
| Prior Transfer Doc | 200606305 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jan 06, 2021 |
| Property Address | 140 SMITH ST, COLDWATER, MI 49036-1536 |
| Document Number | 202100105 |
| Map Reference | LB 2 PG 11 |
| Instrument Date | Dec 31, 2020 |
| Instrument | 2021-00105 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2021 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TTL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,178.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 140 SMITH ST, 140, COLDWATER, MI 49036-1536 |
| Name | Verified Name |
|---|---|
| Address | 41 SMITH ST, COLDWATER, MI 49036-1533 |
| Document Number | 202100106 |
|---|---|
| Date | Jan 06, 2021 |
| Instrument | 2021-00106 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Mar 01, 2019 |
| Property Address | 140 SMITH ST, COLDWATER, MI 49036-1536 |
| Document Number | 201901034 |
| Map Reference | LB 2 PG 11 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 2019-01034 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $718.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 455 W CHICAGO ST, 455, COLDWATER, MI 49036-1802 |
| Name | Verified Name |
|---|---|
| Address | 140 SMITH ST, COLDWATER, MI 49036-1536 |
| Investor | Possibly a Property Investor |
| Document Number | 201901035 |
|---|---|
| Date | Mar 01, 2019 |
| Instrument | 2019-01035 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2049 |
Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $82,050 (+32.34%) | $164,100 (+32.34%) | |
| 2025 | $2,265.00 (+3.66%) | $62,000 | $124,000 |
| 2024 | $2,185.00 |
Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260239514001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 472 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities | Fiber | 1,000 / 1,000 |
| Spectrum | Cable | 1,000 / 1,000 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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