151 Smith St, Coldwater, MI 49036 Property Records

Branch County property record for 151 Smith St, Coldwater, MI 49036 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1982
Square Footage	1,162 sqft Living Area
Lot Size	13,504 sqft (0.31 acres)
Occupancy	Owner Occupied
Last Sale	$140,000 (2022)
Tax Bill	$2,187.00 (2025)

Owner

Source: Branch County records · APN 302-000-000-343-01

Assessment roll updated July 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	151 SMITH ST, COLDWATER, MI 49036-1535
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Mar 16, 2022	Intrafamily Transfer, Transfer
Mar 16, 2022	Quit Claim Deed, Transfer Quitclaim Document
Nov 20, 2017	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Nov 20, 2017 · Amount on Record
Deed Doc Number	20224966
Prior Transfer Date	Jun 12, 2003
Prior Transfer Doc	0981000436
Record Refreshed	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jul 15, 2022
Property Address	151 SMITH ST, COLDWATER, MI 49036-1535
Document Number	0202204966
Map Reference	LB 02 PG 11
Instrument Date	Jul 13, 2022
Instrument	2022-04966
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TTL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	758 E CHICAGO RD, 758, QUINCY, MI 49082-9448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 S WILLOWBROOK RD, COLDWATER, MI 49036-8835

Mortgage

Document Number	0202204967
Date	Jul 15, 2022
Instrument	2022-04967

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Mar 16, 2022
Property Address	151 SMITH ST, COLDWATER, MI 49036-1535
Document Number	0202201726
Map Reference	LB 2 PG 11
Instrument Date	Mar 16, 2022
Instrument	2022-01726
Transaction Type	Transfer
Record Updated	Mar 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name
Address	881 E GIRARD RD, 881, QUINCY, MI 49082-9463

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	881 E GIRARD RD, QUINCY, MI 49082-9463

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRANCH MI
Recording Date	Mar 16, 2022
Property Address	151 SMITH ST, COLDWATER, MI 49036-1535
Document Number	0202201727
Map Reference	LB 2 PG 11
Instrument Date	Feb 16, 2022
Instrument	2022-01727
Transaction Type	Transfer
Record Updated	Mar 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Document Interfamily Transfer Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name
Address	881 E GIRARD RD, 881, QUINCY, MI 49082-9463

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	758 E CHICAGO RD, QUINCY, MI 49082-9448

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Nov 20, 2017
Property Address	151 SMITH ST, COLDWATER, MI 49036-1535
Document Number	201707811
Map Reference	LB2 PG11
Instrument Date	Nov 17, 2017
Instrument	2017-07811
Transaction Type	Transfer
Record Updated	Jun 08, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 PINEHILL, 220, GALESBURG, MI 49053-9661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	758 E CHICAGO RD, QUINCY, MI 49082-9448

Mortgage

Document Number	201707812
Date	Nov 20, 2017
Instrument	2017-07812

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 01, 2027

Tax Assessment & Valuation

Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,150 (+38.75%)	$168,300 (+38.75%)
2025	$2,187.00 (+3.7%)	$60,650	$121,300
2024	$2,109.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`302-000-000-343-01`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,162 sqft Living Area
1st Floor	1,162 sqft 1st Floor
Basement Area	1,162 sqft Basement
Unfinished Basement	1,162 sqft Unfinished

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch Style
Lot Area	13,504 sqft (0.31 acres)
Garage Area	312 sqft Garage

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	151 SMITH ST
City	COLDWATER
State	MI
Zip	49036-1535
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	E 20.6 FT OF LOT 11 & W 51.4 FT OF LOT 12 BLOCK 13 F V SMITH ADDN
Legal Subdivision	F V SMITH ADD
Legal Block	13
Legal Lot Number	11-12
Jurisdiction	BRANCH MI
Minor Civil Division	COLDWATER
Census Blockgroup	1
Census Block	1008
Census Tract	951400

151 Smith St, Coldwater, MI 49036 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2022: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on Smith St

Nearby Streets

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