Monroe County property record for 155 Seaside Ave, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,530 sqft · built 1988 |
| Lot Size | 0.294 acres (12,784 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,025,000 (Dec 2014) |
| Tax Bill | $14,345 (2024) |
| Deeds & Mortgages | Apr 2019 Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 00492430-000000 |
| Primary APN | 00492430-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,530 sqft Living Area |
| Gross Area | 2,210 sqft |
| 1st Floor Area | 1,360 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 12,784 sqft (0.294 acres) |
| Lot Depth | 1 ft Depth |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 680 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 510 sqft |
| Deck Area | 390 sqft |
| Patio Area | 594 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1608637 |
|---|---|
| Street Address | 155 SEASIDE AVE |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3892 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Description | PT SQR 5 RE-SUB SEASIDE PB2-10 KEY LARGO-LOTS DESIGNATED FROM ORIGINAL PLAT PB1-97 AS LT 4 SQR 5 AND 14-62-38 ADJ BAY BOTTOM (.23AC) OR13-317 OR27-395 OR44-192(II DEED 21013) OR427-327 OR812-1141/1142 OR885-478/479C/T OR903-1589 OR2040-506 OR2376-791 |
| Legal Range | 38E |
| Legal Township | 62S |
| Legal Section | 14 |
| Legal Subdivision | SEASIDE RESUBD |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970600 |
Source: Monroe County records, as of March 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 475 GLENRIDGE RD, KEY BISCAYNE, FL 33149-1835 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2014 · Amount on Record |
| Deed Sale | Dec 3, 2014 · Amount on Record |
| Prior Sale | Sep 15, 2004 · Amount on Record |
| Deed Document Number | 20142007574 |
| Deed Book / Page | 2714 / 1860 |
| Prior Transfer Date | Dec 11, 2008 |
| Prior Transfer Doc | 0023931092 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 155 SEASIDE AVE, KEY LARGO, FL 33037-3892 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0029562309 |
|---|---|
| Date | Apr 3, 2019 |
| Book Page | 2956/2309 |
| Instrument | 2213826 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,853,476 (+24.83%) Land $1,353,786 Building $499,690 | $1,853,476 (+24.83%) Land $1,353,786 Building $499,690 | |
| 2024 | $14,345.00 (+19.15%) | ||
| 2023 | $12,039.00 (+4.32%) | $1,484,762 (-1.94%) Land $1,151,032 Building $333,730 | $1,484,762 (-1.94%) Land $1,151,032 Building $333,730 |
| 2022 | $11,540.00 | $1,514,153 Land $1,179,106 Building $335,047 | $1,514,153 Land $1,179,106 Building $335,047 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 272 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 272 in force |
| Nearby Flood Claims | 100 (1981–2024) |
| Claims Outside the SFHA | 9 of 100 |
| Most Recent Claim | May 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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