Monroe County property record for 129 Seaside Ave, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,721 sqft · built 2000 |
| Lot Size | 0.383 acres (16,678 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,550,000 (Feb 2025) |
| Tax Bill | $10,607 (2024) |
| Deeds & Mortgages | Aug 2023 Line of Credit May 2021 Sale + 1 more |
| Flood Zone | Zone VE (high risk) |
| APN | 00492250-000000 |
| Primary APN | 00492250-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,721 sqft Living Area |
| 1st Floor Area | 1,720 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 16,678 sqft (0.383 acres) |
| View / Lot | Waterfront |
| Garage Type | Covered |
| Garage Area | 698 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,383 sqft |
| Patio Area | 499 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1608467 |
|---|---|
| Street Address | 129 SEASIDE AVE |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3862 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | PT SQR 4 RE-SUB SEASIDE PB2-10 AND PT GOV LT 4 ADJ LOTS 5A AND 6B BLK 4 SEASIDE ISLAND OF KEY LARGO 14-62-38 G58-315 OR2-140 OR80-181/82 OR483-891/92 OR801-156 OR801-157 OR801-162/163 OR801-165/79 OR809-321/23 OR809-324/325OR1163-1604/05 OR1309-2493/ |
| Legal Range | 38E |
| Legal Township | 62S |
| Legal Section | 14 |
| Legal Subdivision | SEASIDE RESUBD |
| Legal Block | 4 |
| Legal Lot Number | 4,5A |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970600 |
129 Seaside Ave is owned by two individuals who bought it in February 2025.
Source: Monroe County records, as of March 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17020 SW 63RD MNR, SOUTHWEST RANCHES, FL 33331-1771 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| May 28, 2021 | Warranty Deed, Transfer CENTURY TITLE INSURANCE AGENCY, CENTURY TITLE INS AGCY CORP |
| May 28, 2021 | Quit Claim Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2025 · Amount on File |
| Deed Sale | Feb 3, 2025 · Amount on File |
| Prior Sale | May 28, 2021 · Amount on File |
| Deed Document Number | 20252488539 |
| Deed Book / Page | 3310 / 1012 |
| Prior Transfer Date | Jan 29, 2025 |
| Prior Transfer Doc | 0033101014 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 129 SEASIDE AVE, KEY LARGO, FL 33037-3862 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 129 SEASIDE AVE, KEY LARGO, FL 33037-3862 |
| Document Number | 0032372035 |
|---|---|
| Date | Aug 9, 2023 |
| Book Page | 3237/2035 |
| Instrument | 2427905 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 28, 2021 |
| Property Address | 129 SEASIDE AVE, KEY LARGO, FL 33037-3862 |
| Document Number | 0031010543 |
| Book / Page | 3101 / 543 |
| Map Reference | MB 1 PG 97 |
| Instrument Date | May 27, 2021 |
| Instrument | 2322224 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Title Company | CENTURY TITLE INSURANCE AGENCY, CENTURY TITLE INS AGCY CORP |
| Amount | Amount on Record |
|---|---|
| Tax | $8,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1383 ROSE CT, 1383, MELBOURNE, FL 32935-5733 |
| Name | Verified Name |
|---|---|
| Address | 129 SEASIDE AVENE, KEY LARGO, FL 33037-3862 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 28, 2021 |
| Property Address | 129 SEASIDE AVE, KEY LARGO, FL 33037-3862 |
| Document Number | 0031010545 |
| Book / Page | 3101 / 545 |
| Map Reference | MB 1 PG 97 |
| Instrument Date | May 27, 2021 |
| Instrument | 2322225 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Title Company | CENTURY TITLE INS AGCY CORP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1383 ROSE CT, 1383, MELBOURNE, FL 32935-5733 |
| Name | Verified Name |
|---|---|
| Address | 129 SEASIDE AVE, KEY LARGO, FL 33037-3862 |
| Document Number | 0031010547 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 3101/547 |
| Instrument | 2322226 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,233,482 | $1,384,393 Land $1,100,768 Building $283,625 | |
| 2024 | $10,607.00 (+3.31%) | ||
| 2023 | $10,267.00 (+2.63%) Homeowner's exemption | $1,163,806 (+3%) | $1,428,717 (+26.45%) Land $1,128,287 Building $300,430 |
| 2022 | $10,004.00 Homeowner's exemption | $1,129,909 Land $825,581 Building $304,328 | $1,129,909 Land $825,581 Building $304,328 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 129 Seaside Ave in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 272 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 272 in force |
| Nearby Flood Claims | 100 (1981–2024) |
| Claims Outside the SFHA | 9 of 100 |
| Most Recent Claim | May 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 129 Seaside Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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