127 Seaside Ave, Key Largo, FL 33037 Property Records

Monroe County property record for 127 Seaside Ave, Key Largo, FL 33037

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,716 sqft · built 1962
Lot Size	0.284 acres (12,348 sqft)
Owner	Company Name on Record
Last Sale	$2,275,000 (May 2025)
Tax Bill	$14,455 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`00492230-000000`

Property Details

APN / Parcel Number

Primary APN	`00492230-000000`
Alternative APNs	`14623800492230000000` `1608441`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	1,716 sqft Living Area
1st Floor Area	1,716 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2005
Architectural Style	Duplex Single
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	12,348 sqft (0.284 acres)
Lot Dimensions	125 ft deep x 50 ft wide
View / Lot	Waterfront

Exterior Amenities

Porch	Open Porch
Porch Area	803 sqft
Deck Area	210 sqft
Patio Area	210 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1608441
Street Address	127 SEASIDE AVE
City	KEY LARGO
State	FL
Zip	33037-3862
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	SC
Legal Description	RE-SUB SEASIDE PB2-10 KEY LARGO PT SQR 4 KNOWN AS LOT 6 SQR 4 AND 14 62 38 ISLAND OF KEY LARGO BAY BTM ADJ LTS 63 AND 64 BK 4 SEASIDE PB1-97 G59-241 OR204-321/322 OR280-452(II DEED 23364) OR330-71/74 OR801-156 OR801-157 OR809-321/323 OR1268-2085/86 O
Legal Range	38E
Legal Township	62S
Legal Section	14
Legal Subdivision	SEASIDE RESUBD
Legal Tract	4
Legal Block	4
Legal Lot Number	6
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1009
Census Tract	970600

Owner

Source: Monroe County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15440 CATALPA COVE LN, FORT MYERS, FL 33908-1709
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage NP INC
Jul 12, 2021	Warranty Deed, Transfer · Commercial Mortgage YASMINE H EL MELEHY ETAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2025 · Amount on Record
Deed Sale	May 20, 2025 · Amount on Record
Prior Sale	Jul 12, 2021 · Amount on Record
Deed Document Number	2025601
Deed Book / Page	3326 / 2454
Prior Transfer Date	May 18, 2006
Prior Transfer Doc	0022110850
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	127 SEASIDE AVE, KEY LARGO, FL 33037-3862
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 PALM DR, KEY LARGO, FL 33037-4567

Mortgage

Document Number	0032192096
Date	Apr 10, 2023
Book Page	3219/2096
Instrument	2413416

Lender

Name	NP INC
Type	Mortgage Company
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 12, 2021
Property Address	127 SEASIDE AVE, KEY LARGO, FL 33037-3862
Document Number	0031111045
Book / Page	3111 / 1045
Instrument Date	Jul 9, 2021
Instrument	2329407
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7695 SW 154TH ST, 7695, PALMETTO BAY, FL 33157-2481

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90154 OVERSEAS HWY, TAVERNIER, FL 33070-2230

Mortgage

Document Number	31111047
Date	Jul 12, 2021
Instrument	3111/1047

Lender

Name	YASMINE H EL MELEHY ETAL
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0031111053
Date	Jul 12, 2021
Book Page	3111/1053
Instrument	2329409

Lender

Name	GLENN LAHTI ETAL
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,455.00 (-1.45%)	$2,012,438 (+88.63%) Land $1,661,320 Building $351,118	$2,012,438 (+88.63%) Land $1,661,320 Building $351,118
2024	$14,667.00 (+45.68%)
2023	$10,068.00 (+10.39%)	$1,066,880 (+17.18%) Land $715,834 Building $351,046	$1,066,880 (+17.18%) Land $715,834 Building $351,046
2022	$9,120.00	$910,471 Land $551,235 Building $359,236	$910,471 Land $551,235 Building $359,236

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 272 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	272 in force
Nearby Flood Claims	100 (1981–2024)
Claims Outside the SFHA	9 of 100
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 42 claims Hurricane Wilma, Oct 2005 · 37 claims Hurricane Andrew, Aug 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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