155 Oak Shadow Pl, Saint Johns, FL 32259 Property Records

St. Johns County property record for 155 Oak Shadow Pl, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,733 sqft · built 2021
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$475,379 (Feb 2021)
Tax Bill	$10,049 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000717-0790`

Property Details

APN / Parcel Number

Primary APN	`000717-0790`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,733 sqft Living Area
Gross Area	3,843 sqft
1st Floor Area	1,327 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	734 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	155 OAK SHADOW PL
City	SAINT JOHNS
State	FL
Zip	32259-7426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	101/52-68 ARBORS AT RIVERTOWN PHASE 1 LOT 79 OR5186/1045
Legal Range	27E
Legal Township	05S
Legal Section	39
Legal Subdivision	ARBORS AT RIVERTOWN PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	79
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1022
Census Tract	20807

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	155 OAK SHADOW PL, SAINT JOHNS, FL 32259-7426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Jul 27, 2021	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Feb 23, 2021	Special Warranty Deed, Transfer · Conventional Mortgage MATTAMY HOME FUNDING LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 23, 2021 · Amount on Record
Deed Sale	Feb 23, 2021 · Amount on Record
Deed Document Number	202119830
Deed Book / Page	5186 / 1045
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	155 OAK SHADOW PL, SAINT JOHNS, FL 32259-7426
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 OAK SHADOW PL, JACKSONVILLE, FL 32259-7426

Mortgage

Document Number	0055950170
Date	Jul 11, 2022
Book Page	5595/170
Instrument	2022067857

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	155 OAK SHADOW PL, SAINT JOHNS, FL 32259-7426
Transaction Type	Mortgage
Record Updated	Jan 28, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 OAK SHADOW PL, SAINT JOHNS, FL 32259-7426

Mortgage

Document Number	0053280181
Date	Jul 27, 2021
Book Page	5328/181
Instrument	2021082996

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 23, 2021
Property Address	155 OAK SHADOW PL, SAINT JOHNS, FL 32259-7426
Document Number	0051861045
Book / Page	5186 / 1045
Map Reference	MB 101 PG 52-68
Instrument Date	Feb 19, 2021
Instrument	2021019830
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TTL SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,327.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7800 BELFORT PKWY, JACKSONVILLE, FL 32256-6941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 OAK SHADOW PL, ST JOHNS, FL 32259-7426

Mortgage

Document Number	0051861046
Date	Feb 23, 2021
Instrument	5186/1046

Lender

Name	MATTAMY HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$549,717 (+2.7%)	$609,360 (-2.94%) Land $140,000 Building $469,360
2025	$10,049.00 (+9.91%) Homeowner's exemption	$535,265 (+5.99%)	$627,849 (+9.34%) Land $140,000 Building $487,849
2024	$9,143.00 (+2.03%)
2023	$8,961.00 (+14.86%) Homeowner's exemption	$505,029 (+22.21%)	$574,237 (+35.63%) Land $100,000 Building $474,237
2022	$7,802.00 Homeowner's exemption	$413,243	$423,383 Land $89,600 Building $333,783

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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