105 Oak Shadow Pl, Saint Johns, FL 32259 Property Records

St. Johns County property record for 105 Oak Shadow Pl, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,108 sqft · built 2021
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$720,000 (Mar 2022)
Tax Bill	$3,361 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000717-0830`

Property Details

APN / Parcel Number

Primary APN	`000717-0830`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	3,108 sqft Living Area
Gross Area	3,988 sqft
1st Floor Area	2,494 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	105 OAK SHADOW PL
City	SAINT JOHNS
State	FL
Zip	32259-7426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	101/52-68 ARBORS AT RIVERTOWN PHASE 1 LOT 83 OR5518/1610
Legal Range	27E
Legal Township	05S
Legal Section	39
Legal Subdivision	ARBORS AT RIVERTOWN PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	83
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1022
Census Tract	20807

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 OAK SHADOW PL, SAINT JOHNS, FL 32259-7426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Warranty Deed, Transfer · VA Mortgage BANK OF ENGLAND
Jan 7, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 25, 2021	Special Warranty Deed, Transfer · Conventional Mortgage MATTAMY HOME FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2022 · Amount on Record
Deed Sale	Mar 18, 2022 · Amount on Record
Prior Sale	Jan 7, 2022 · Amount on Record
Deed Document Number	202229172
Deed Book / Page	5518 / 1610
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 18, 2022
Property Address	105 OAK SHADOW PL, SAINT JOHNS, FL 32259-7426
Document Number	0055181610
Book / Page	5518 / 1610
Map Reference	MB 101 PG 52-68
Instrument Date	Mar 16, 2022
Instrument	2022029172
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,040.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 ISLESBROOK PKWY, JACKSONVILLE, FL 32259-7243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 OAK SHADOW PL, SAINT JOHNS, FL 32259-7426

Mortgage

Document Number	0055181612
Date	Mar 18, 2022
Instrument	5518/1612

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 7, 2022
Property Address	105 OAK SHADOW PL, SAINT JOHNS, FL 32259-7426
Document Number	0054650969
Book / Page	5465 / 969
Map Reference	MB 101 PG 52-68
Instrument Date	Jan 4, 2022
Instrument	2022002946
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 BARTRAM PARK BLVD # 301301, 301301, JACKSONVILLE, FL 32258-5285

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 OAK SHADOW PL, SAINT JOHNS, FL 32259-7426

Mortgage

Document Number	0005465972
Date	Jan 7, 2022
Instrument	5465/972

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 25, 2021
Property Address	105 OAK SHADOW PL, SAINT JOHNS, FL 32259-7426
Document Number	0052740786
Book / Page	5274 / 786
Map Reference	MB 101 PG 52-68
Instrument Date	May 20, 2021
Instrument	2021058924
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TTL SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,122.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7800 BELFORT PKWY, JACKSONVILLE, FL 32256-6941

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 OAK SHADOW PL, ST JOHNS, FL 32259-7426

Mortgage

Document Number	0005274787
Date	May 25, 2021
Instrument	5274/787

Lender

Name	MATTAMY HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$506,703 (+2.7%)	$613,755 (-4.98%) Land $140,000 Building $473,755
2025	$3,361.00 (-61.06%) Disabled Person's exemption Veteran's exemption	$493,382 (+2.9%)	$645,919 (+4.07%) Land $140,000 Building $505,919
2024	$8,632.00 (+2.05%) Homeowner's exemption	$479,477 (+3%)	$620,669 (+5.96%) Land $105,000 Building $515,669
2023	$8,459.00 (-10.46%) Homeowner's exemption	$465,512 (-7.36%)	$585,756 (+16.57%) Land $100,000 Building $485,756
2022	$9,447.00	$502,493	$502,493 Land $89,600 Building $412,893

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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