145 Oak Shadow Pl, Saint Johns, FL 32259 Property Records

St. Johns County property record for 145 Oak Shadow Pl, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,214 sqft · built 2021
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on Record
Last Sale	$518,890 (Apr 2021)
Tax Bill	$9,827 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2023 Re-recorded Document + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000717-0800`

Property Details

APN / Parcel Number

Primary APN	`000717-0800`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	3,214 sqft Living Area
Gross Area	3,902 sqft
1st Floor Area	1,439 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	688 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	145 OAK SHADOW PL
City	SAINT JOHNS
State	FL
Zip	32259-7426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	101/52-68 ARBORS AT RIVERTOWN PHASE 1 LOT 80 OR5244/1217
Legal Range	27E
Legal Township	05S
Legal Section	39
Legal Subdivision	ARBORS AT RIVERTOWN PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	80
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1022
Census Tract	20807

Owner

Source: St. Johns County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	145 OAK SHADOW PL, SAINT JOHNS, FL 32259-7426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Dec 27, 2023	Re-recorded Document SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TTL SV
Apr 22, 2021	Special Warranty Deed, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2021 · Amount on Record
Deed Sale	Apr 22, 2021 · Amount on Record
Deed Document Number	202144905
Deed Book / Page	5244 / 1217
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	145 OAK SHADOW PL, SAINT JOHNS, FL 32259-7426
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 OAK SHADOW PL, JACKSONVILLE, FL 32259-7426

Mortgage

Document Number	0053891286
Date	Oct 8, 2021
Book Page	5389/1286
Instrument	2021110088

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ST JOHNS FL
Recording Date	Dec 27, 2023
Property Address	145 OAK SHADOW PL, SAINT JOHNS, FL 32259-7426
Document Number	0058761253
Book / Page	5876 / 1253
Map Reference	MB 101 PG 52-66
Instrument Date	May 14, 2023
Instrument	2023099543
Record Updated	Jan 8, 2024
Title Company	SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TTL SV

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7800 BELFORT PKWY, JACKSONVILLE, FL 32256-6941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 OAK SHADOW PL, ST JOHNS, FL 32259-7436

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 22, 2021
Property Address	145 OAK SHADOW PL, SAINT JOHNS, FL 32259-7426
Document Number	0052441217
Book / Page	5244 / 1217
Map Reference	MB 101 PG 52-68
Instrument Date	Apr 20, 2021
Instrument	2021044905
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TTL SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,632.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7800 BELFORT PKWY, JACKSONVILLE, FL 32256-6941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 OAK SHADOW PL, ST JOHNS, FL 32259-7426

Mortgage

Document Number	0052441218
Date	Apr 22, 2021
Instrument	5244/1218

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$532,807 (+2.7%)	$578,477 (-5.62%) Land $140,000 Building $438,477
2025	$9,827.00 (+9.9%) Homeowner's exemption	$518,799 (+2.9%)	$612,951 (+4.5%) Land $140,000 Building $472,951
2024	$8,942.00 (+2.04%) Homeowner's exemption	$504,178 (+3%)	$586,573 (+5.94%) Land $105,000 Building $481,573
2023	$8,763.00 (+1.95%) Homeowner's exemption	$489,493 (+3%)	$553,690 (+16.51%) Land $100,000 Building $453,690
2022	$8,595.00 Homeowner's exemption	$475,236	$475,236 Land $89,600 Building $385,636

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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