1549 7th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1549 7th St E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,037 sqft · built 1926
Lot Size	0.272 acres (11,840 sqft)
Owner	Company Name on Record
Last Sale	$120,000 (Dec 2022)
Tax Bill	$3,048 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-29-22-42-0130`

Property Details

APN / Parcel Number

Primary APN	`27-29-22-42-0130`
Alternative APNs	`8520506` `20425`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,037 sqft Living Area
1st Floor Area	864 sqft
Basement Area	260 sqft
Finished Basement	260 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1955
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	11,840 sqft (0.272 acres)
Lot Dimensions	148 ft deep x 80 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	20425
Street Address	1549 7TH ST E
City	SAINT PAUL
State	MN
Zip	55106-4238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DENSLOWS RE PT B2&PT B3&PT B4 LOTS 17 & LOT 18 BLK 3
Legal Range	22
Legal Township	29
Legal Section	27
Legal Subdivision	DENSLOWS RE PT B2&PT B3&PT B4
Legal Block	3
Legal Lot Number	17,18
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	5
Census Block	5008
Census Tract	31801

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1141 ORYAN TRL N, STILLWATER, MN 55082-1890
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS COMMUNITY FEDERAL NATIONAL ASSO
Jul 12, 2018	Deed of Trust, Mortgage LIMA ONE CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2022 · Amount on Record
Deed Sale	Dec 2, 2022 · Amount on Record
Prior Sale	Aug 28, 2017 · Amount on Record
Deed Document Number	20224972956
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1549 7TH ST E, SAINT PAUL, MN 55106-4238
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02700505
Date	May 20, 2021
Instrument	T02700505

Lender

Name	CITIZENS COMMUNITY FEDERAL NATIONAL ASSO
Type	Bank
Address	5128

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1549 7TH ST E, SAINT PAUL, MN 55106-4238
Document Number	0004718854
Instrument Date	Jul 12, 2018
Transaction Type	Mortgage
Record Updated	Jul 27, 2018
Title Company	TITLE SMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1549 7TH ST E ST PAUL MN 551064238, ST PAUL, MN 55106-4238

Mortgage

Document Number	0004718854
Date	Jul 19, 2018
Instrument	4718854

Lender

Name	LIMA ONE CAP
Type	Funding / Finance Company
Address	GREENVILLE, SC 29601

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.65%

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,100 (+24.5%) Land $45,000 Building $177,100	$222,100 (+24.5%) Land $45,000 Building $177,100
2025	$3,048.00 (+2.7%)	$178,400 (+0.06%) Land $37,500 Building $140,900	$178,400 (+0.06%) Land $37,500 Building $140,900
2024	$2,968.00 (-10.01%)
2023	$3,298.00	$178,300 Land $30,000 Building $148,300	$178,300 Land $30,000 Building $148,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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