Ramsey County property record for 1540 7th St E, Saint Paul, MN 55106
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 728 sqft · built 1957 |
| Lot Size | 0.103 acres (4,530 sqft) |
| Owner | Individual Name on File |
| Last Sale | $217,000 (Mar 2023) |
| Tax Bill | $3,518 (2023) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Sep 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-29-22-43-0116 |
| Primary APN | 27-29-22-43-0116 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 728 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 4,530 sqft (0.103 acres) |
| Lot Dimensions | 114 ft deep x 40 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 1540 7TH ST E |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55106-4239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | D |
| Legal Description | DENSLOWS RE PT B2&PT B3&PT B4 LOT 10 BLK 5 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 27 |
| Legal Quarter | 4 |
| Quarter-Quarter Section | 3 |
| Legal Subdivision | DENSLOWS RE PT B2&PT B3&PT B4 |
| Legal Block | 5 |
| Legal Lot Number | 10 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 31801 |
Source: Ramsey County records · APN 27-29-22-43-0116
Assessment roll updated February 1, 2023 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1540 7TH ST E, SAINT PAUL, MN 55106-4239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2023 | Warranty Deed, Transfer · FHA Mortgage SUMMIT MORTGAGE CORP |
| Sep 17, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Feb 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC |
| May 21, 2019 | Warranty Deed, Transfer · FHA Mortgage BELL BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 15, 2023 · Amount on Record |
| Deed Sale | Mar 15, 2023 · Amount on Record |
| Prior Sale | May 21, 2019 · Amount on Record |
| Deed Document Number | T02750805 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Mar 15, 2023 |
| Property Address | 1540 7TH ST E, SAINT PAUL, MN 55106-4239 |
| Document Number | 0T02750805 |
| Instrument Date | Feb 24, 2023 |
| Instrument | T02750805 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $716.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1540 7TH ST E, SAINT PAUL, MN 55106-4239 |
| Document Number | 0T02750806 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | T02750806 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2053 |
| Document Number | 0T02750807 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | T02750807 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MINNEAPOLIS, MN 55442 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1540 7TH ST E, SAINT PAUL, MN 55106-4239 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1540 7TH ST E, SAINT PAUL, MN 55106-4239 |
| Document Number | 0A04833207 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | A04833207 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1540 7TH ST E, SAINT PAUL, MN 55106-4239 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0A04906894 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | A04906894 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1540 7TH ST E, SAINT PAUL, MN 55106-4239 |
| Document Number | 0002660919 |
| Instrument Date | Feb 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2020 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 1540 7TH ST E ST PAUL MN 551064239, ST PAUL, MN 55106-4239 |
| Document Number | 0002660919 |
|---|---|
| Date | Mar 06, 2020 |
| Instrument | 2660919 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 05, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | May 21, 2019 |
| Property Address | 1540 7TH ST E, SAINT PAUL, MN 55106-4239 |
| Document Number | 0002639140 |
| Instrument Date | May 07, 2019 |
| Instrument | 2639140 |
| Transaction Type | Transfer |
| Record Updated | Jun 03, 2019 |
| Title Company | WATERMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $656.20 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1540 7TH ST E ST PAUL MN 551064239, ST PAUL, MN 55106-4239 |
| Document Number | 2639141 |
|---|---|
| Date | May 21, 2019 |
| Instrument | 2639141 |
| Name | BELL BK |
|---|---|
| Address | FARGO, ND 58103 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2049 |
Source: Ramsey County records · Assessment roll updated February 1, 2023 · Last verified May 2024
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,518.00 Homeowner's exemption | $205,200 Land $20,000 Building $185,200 | $205,200 Land $20,000 Building $185,200 |
Source: FEMA National Flood Hazard Layer, Ramsey County (27123C), as of April 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 750 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MN1620026, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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