1548 7th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1548 7th St E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 825 sqft · built 1982
Lot Size	0.105 acres (4,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,629 (Mar 2026)
Tax Bill	$4,050 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`27-29-22-43-0114`

Property Details

APN / Parcel Number

Primary APN	`27-29-22-43-0114`
Alternative APNs	`8545255` `606056`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	825 sqft Living Area
1st Floor Area	825 sqft
Basement Area	450 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1983
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Lot Area	4,560 sqft (0.105 acres)
Lot Dimensions	114 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	606056
Street Address	1548 7TH ST E
City	SAINT PAUL
State	MN
Zip	55106-4239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DENSLOWS RE PT B2&PT B3&PT B4 WITH ESMT; LOT 8 BLK 5
Legal Range	22
Legal Township	29
Legal Section	27
Legal Subdivision	DENSLOWS RE PT B2&PT B3&PT B4
Legal Block	5
Legal Lot Number	8
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3003
Census Tract	31801

Owner

Source: Ramsey County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1548 7TH ST E, SAINT PAUL, MN 55106-4239
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · FHA Mortgage LUMINATE BANK
Mar 30, 2026	Deed of Trust, Mortgage · Stand-Alone First Mortgage LUMINATE BANK
Nov 14, 2023	Quit Claim Deed, Transfer · Conventional Mortgage LOWER LLC
Sep 14, 2022	Warranty Deed, Transfer · Commercial Mortgage PINE FINANCIAL GROUP INC
Sep 14, 2022	Warranty Deed, Transfer LENDSERV NATIONAL TITLE
Oct 15, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	Sep 14, 2022 · Amount on Record
Deed Document Number	20262813023
Prior Transfer Date	Oct 18, 2023
Prior Transfer Doc	0002764538
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1548 7TH ST E, SAINT PAUL, MN 55106-4239
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2236 LOWER AFTON RD E 142, 142, SAINT PAUL, MN 55119-5031

Mortgage

Document Number	0T02813024
Date	Mar 30, 2026
Instrument	T02813024

Lender

Name	LUMINATE BANK
Type	Bank
Address	MINNEAPOLIS, MN 55405

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1548 7TH ST E, SAINT PAUL, MN 55106-4239
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02813025
Date	Mar 30, 2026
Instrument	T02813025

Lender

Name	LUMINATE BANK
Type	Bank
Address	MINNEAPOLIS, MN 55405

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2036

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 14, 2023
Property Address	1548 7TH ST E, SAINT PAUL, MN 55106-4239
Document Number	0T02764538
Instrument Date	Oct 18, 2023
Instrument	T02764538
Transaction Type	Transfer
Record Updated	Nov 21, 2023
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 5TH ST E APT 2, 2, SAINT PAUL, MN 55106-5592

Mortgage

Document Number	0T02764539
Date	Nov 14, 2023
Instrument	T02764539

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 14, 2022
Property Address	1548 7TH ST E, SAINT PAUL, MN 55106-4239
Document Number	0T02740969
Instrument Date	Aug 25, 2022
Instrument	T02740969
Transaction Type	Transfer
Record Updated	Oct 10, 2022
Title Company	LENDSERV NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1724 FLANDRAU ST, MAPLEWOOD, MN 55109-4602

Mortgage

Document Number	0T02740970
Date	Sep 14, 2022
Instrument	T02740970

Lender

Name	PINE FINANCIAL GROUP INC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 14, 2022
Property Address	1548 7TH ST E, SAINT PAUL, MN 55106-4239
Document Number	0T02740968
Instrument Date	Aug 25, 2022
Instrument	T02740968
Transaction Type	Transfer
Record Updated	Oct 10, 2022
Title Company	LENDSERV NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$432.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10800 LYNDAIE AVE S #275 # 275, 275, MINNEAPOLIS, MN 55420-5692
Investor	Possibly a Property Investor

October 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	RAMSEY MN
Recording Date	Oct 15, 2018
Property Address	1548 7TH ST E, SAINT PAUL, MN 55106-4239
Document Number	0002625767
Instrument Date	Sep 27, 2018
Instrument	2625767
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1548 7TH ST E ST PAUL MN 551064239, ST PAUL, MN 55106-4239

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,200 (+1.82%) Land $30,000 Building $210,200	$240,200 (+1.82%) Land $30,000 Building $210,200
2025	$4,050.00 (+25%) Homeowner's exemption	$235,900 (+15.58%) Land $25,000 Building $210,900	$235,900 (+15.58%) Land $25,000 Building $210,900
2024	$3,240.00 (+1.19%)
2023	$3,202.00 Homeowner's exemption	$204,100 Land $20,000 Building $184,100	$204,100 Land $20,000 Building $184,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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