1548 Ranchero Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1548 Ranchero Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,110 sqft · built 1980
Lot Size	0.398 acres (17,319 sqft)
Owner	Individual Name on Record
Tax Bill	$2,968 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`157-441-20-00`

Property Details

APN / Parcel Number

Primary APN	`157-441-20-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,110 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	17,319 sqft (0.398 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1548 RANCHERO DR
City	OCEANSIDE
State	CA
Zip	92057-4814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-EQ
Legal Description	LOT 20 TR 008984
Legal Subdivision	MISSION MEADOWS
Legal Tract	008984
Legal Block	1
Legal Lot Number	20
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1013
Census Tract	19303

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1548 RANCHERO DR, OCEANSIDE, CA 92057-4814
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2020	Deed of Trust, Mortgage · FHA Mortgage GOODLIFE HM LNS
Jan 3, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1548 RANCHERO DR, OCEANSIDE, CA 92057-4814
Document Number	0000014108
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1548 RANCHERO DR OCEANSIDE CA 920574814, OCEANSIDE, CA 92057-4814

Mortgage

Document Number	0000014108
Date	Jan 10, 2020
Instrument	14108

Lender

Name	GOODLIFE HM LNS
Address	BELLEVUE, WA 98004

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	972 Months

Interest

Rate Type	Adjustable Rate
Rate	3.5%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1548 RANCHERO DR, OCEANSIDE, CA 92057-4814
Document Number	0000014109
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1548 RANCHERO DR OCEANSIDE CA 920574814, OCEANSIDE, CA 92057-4814

Mortgage

Document Number	0000014109
Date	Jan 10, 2020
Instrument	14109

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	972 Months

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$270,442 (+2%) Land $61,126 Building $209,316
2025	$2,968.00 (+8.76%) Homeowner's exemption	$265,140 (+4.04%) Land $59,928 Building $205,212
2023	$2,729.00 (+0.29%) Homeowner's exemption	$254,846 Land $57,601 Building $197,245
2022	$2,721.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Ranchero Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures