1541 Ranchero Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1541 Ranchero Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,110 sqft · built 1980
Lot Size	0.227 acres (9,904 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,192 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`157-441-17-00`

Property Details

APN / Parcel Number

Primary APN	`157-441-17-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,110 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	9,904 sqft (0.227 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1541 RANCHERO DR
City	OCEANSIDE
State	CA
Zip	92057-4814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-EQ
Legal Description	LOT 17 TR 008984
Legal Subdivision	MISSION MEADOWS
Legal Tract	008984
Legal Block	1
Legal Lot Number	17
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1013
Census Tract	19303

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1541 RANCHERO DR, OCEANSIDE, CA 92057-4814
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Intrafamily Transfer, Transfer · FHA Mortgage LOANBRIDGE FINANCIAL LLC
Jun 28, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2021
Deed Sale	Jun 29, 2021
Prior Sale	Nov 14, 2013 · Amount on Record
Deed Document Number	2021468700
Prior Transfer Date	Jun 16, 2021
Prior Transfer Doc	0000468700
Record Updated	Sep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 29, 2021
Property Address	1541 RANCHERO DR, OCEANSIDE, CA 92057-4814
Document Number	0000468700
Map Reference	MAP 8984
Instrument Date	Jun 16, 2021
Instrument	2021-0468700
Transaction Type	Transfer
Record Updated	Jul 8, 2021
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1541 RANCHERO DR, OCEANSIDE, CA 92057-4814

Mortgage

Document Number	0000468701
Date	Jun 29, 2021
Instrument	2021-0468701

Lender

Name	LOANBRIDGE FINANCIAL LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.58%
Type Change Date	Jul 1, 2022
Index	1-Year CMT

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 28, 2018
Property Address	1541 RANCHERO DR, OCEANSIDE, CA 92057-4814
Document Number	0000263617
Instrument Date	Jun 26, 2018
Instrument	263617
Transaction Type	Transfer
Record Updated	Jul 6, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1541 RANCHERO DR OCEANSIDE CA 920574814, OCEANSIDE, CA 92057-4814

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$102,905 (+2%) Land $27,535 Building $75,370
2025	$1,192.00 (+8.56%)	$100,889 (+4.04%) Land $26,996 Building $73,893
2023	$1,098.00 (+0.37%)	$96,974 Land $25,949 Building $71,025
2022	$1,094.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: Verizon.

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