1533 Ranchero Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1533 Ranchero Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,524 sqft · built 1980
Lot Size	0.228 acres (9,933 sqft)
Owner	2 Individual Names on File
Last Sale	$1,155,000 (Sep 2025)
Tax Bill	$11,562 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Sep 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`157-441-15-00`

Property Details

APN / Parcel Number

Primary APN	`157-441-15-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,524 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	9,933 sqft (0.228 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1533 RANCHERO DR
City	OCEANSIDE
State	CA
Zip	92057-4814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-EQ
Legal Description	LOT 15 TR 008984
Legal Subdivision	MISSION MEADOWS
Legal Tract	008984
Legal Block	1
Legal Lot Number	15
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1013
Census Tract	19303

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1533 RANCHERO DR, OCEANSIDE, CA 92057-4814
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Grant Deed, Transfer RANDALL BISHOP CHILDS TRUST
Sep 26, 2025	Grant Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Aug 25, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 6, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 26, 2025 · Amount on Record
Deed Sale	Sep 26, 2025 · Amount on Record
Prior Sale	Aug 25, 2023 · Amount on Record
Deed Document Number	2025269353
Prior Transfer Date	Dec 13, 2000
Prior Transfer Doc	0000694951
Record Updated	Sep 20, 2026

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 26, 2025
Property Address	1533 RANCHERO DR, OCEANSIDE, CA 92057-4814
Document Number	0000269353
Map Reference	MAP 8984
Instrument Date	Sep 26, 2025
Instrument	2025-0269353
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1533 RANCHERO DR, OCEANSIDE, CA 92057-4814

Mortgage

Document Number	0000284148
Date	Sep 26, 2025
Instrument	2025-0284148

Lender

Name	RANDALL BISHOP CHILDS TRUST
Type	Private Party

Agreement

Amount	Amount Recorded
Term	37 Months
Due	Sep 30, 2028

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 26, 2025
Property Address	1533 RANCHERO DR, OCEANSIDE, CA 92057-4814
Document Number	0000269352
Map Reference	MAP 8984
Instrument Date	Sep 25, 2025
Instrument	2025-0269352
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1165 BRIGHT STAR BLVD, CHINO VALLEY, AZ 86323-7117

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 25, 2023
Property Address	1533 RANCHERO DR, OCEANSIDE, CA 92057-4814
Document Number	0000232175
Map Reference	MAP 8984
Instrument Date	Aug 8, 2023
Instrument	2023-0232175
Transaction Type	Transfer
Record Updated	Sep 4, 2023
Title Company	NOT AVAILABLE, HOMELIGHT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1533 RANCHERO DR, OCEANSIDE, CA 92057-4814

Mortgage

Document Number	0000232176
Date	Aug 25, 2023
Instrument	2023-0232176

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1533 RANCHERO DR, OCEANSIDE, CA 92057-4814
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000437749
Date	Aug 6, 2020
Instrument	2020-0437749

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,155,000 (+13.35%) Land $900,000 Building $255,000
2025	$11,562.00 (+123.08%)	$1,018,980 (+111.54%) Land $714,000 Building $304,980
2023	$5,183.00 (+0.29%) Homeowner's exemption	$481,697 Land $223,343 Building $258,354
2022	$5,168.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: Verizon.

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