1548 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1548 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,768 sqft · built 1906
Lot Size	0.157 acres (6,854 sqft)
Owner	Company Name on Record
Last Sale	$166,300 (Jun 2025)
Tax Bill	$4,312 (2024)
Deeds & Mortgages	Jun 2025 Mortgage Jun 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-09-14-154-027.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-14-154-027.000-023`
Alternative APN	`01610542301`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,768 sqft Living Area
Gross Area	2,132 sqft
1st Floor Area	2,132 sqft
Basement Area	364 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Duplex Single
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,854 sqft (0.157 acres)
Lot Dimensions	149 ft deep x 46 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1548 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2925
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 93 BYRKITS 2ND PLAT
Legal Subdivision	BYRKITS 2ND PLAT
Legal Lot Number	93
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3029
Census Tract	10400

Owner

Source: St. Joseph County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	752 W END AVE, 23A, NEW YORK, NY 10025-6394
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2025	Deed of Trust, Mortgage · Commercial Mortgage INDIANA UNIVERSITY CU
Jun 30, 2025	Warranty Deed, Transfer · Commercial Mortgage INDIANA UNIVERSITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Jul 21, 2006
Deed Document Number	202515545
Record Updated	Jun 8, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1548 E 4TH ST, MISHAWAKA, IN 46544-2925
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002515546
Date	Jun 30, 2025
Instrument	2515546

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 15, 2040

Interest

Rate Type	Adjustable Rate

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 30, 2025
Property Address	1548 E 4TH ST, MISHAWAKA, IN 46544-2925
Document Number	0002515545
Map Reference	PB 9 PG 5
Instrument Date	Jun 23, 2025
Instrument	2515545
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	MTC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	752 W END AVE APT 23A, 23A, NEW YORK, NY 10025-6394

Mortgage

Document Number	0002515037
Date	Jun 30, 2025
Instrument	2515037

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 15, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$208,200 (+12.91%) Land $24,600 Building $183,600	$208,200 (+12.91%) Land $24,600 Building $183,600
2024	$4,312.00 (+13.65%)	$184,400 (+14.11%) Land $24,600 Building $159,800	$184,400 (+14.11%) Land $24,600 Building $159,800
2023	$3,794.00 (-29.36%)	$161,600 (+1.64%) Land $24,600 Building $137,000	$161,600 (+1.64%) Land $24,600 Building $137,000
2022	$5,371.00	$159,000 Land $24,600 Building $134,400	$159,000 Land $24,600 Building $134,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fourway.

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