1554 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1554 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 944 sqft · built 1946
Lot Size	0.106 acres (4,635 sqft)
Owner	Individual Name on File
Tax Bill	$1,534 (2024)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-09-14-154-029.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-14-154-029.000-023`
Alternative APN	`0161054230201`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	944 sqft Living Area
Basement Area	944 sqft
Game Room	Game Room

Exterior

Year Built	Built 1946
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	4,635 sqft (0.106 acres)
Lot Dimensions	103 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0161054230201
Street Address	1554 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	45 FT E & W X 103 FT N & S SE END LOT 92 BYRKITS 2ND PLAT
Legal Subdivision	BYRKITS 02
Legal Lot Number	92
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3029
Census Tract	10400

Owner

1554 E 4th St is owned and occupied by an individual who acquired it in July 2022.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1554 E 4TH ST, MISHAWAKA, IN 46544-2925
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage HUD
Jul 13, 2022	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2022
Deed Sale	Jul 13, 2022
Prior Sale	Jan 30, 2012 · Amount on File
Deed Document Number	2220489
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1554 E 4TH ST, MISHAWAKA, IN 46544-2925
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002317087
Date	Jul 28, 2023
Instrument	2317087

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jul 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 13, 2022
Property Address	1554 E 4TH ST, MISHAWAKA, IN 46544-2925
Document Number	0002220489
Map Reference	PB 9 PG 5
Instrument Date	Jun 24, 2022
Instrument	2220489
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1554 E 4TH ST, MISHAWAKA, IN 46544-2925

Mortgage

Document Number	0002220490
Date	Jul 13, 2022
Instrument	2220490

Lender

Name	CROSSCOUNTRY MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$147,300 Land $19,900 Building $127,400	$147,300 Land $19,900 Building $127,400
2024	$1,534.00 (+17.73%)
2023	$1,303.00 (+158.02%)	$113,500 (+121.68%) Land $20,000 Building $93,500	$113,500 (+121.68%) Land $20,000 Building $93,500
2022	$505.00	$51,200 Land $7,000 Building $44,200	$51,200 Land $7,000 Building $44,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1554 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1554 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fourway.

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