1538 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1538 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1927
Lot Size	0.134 acres (5,880 sqft)
Owner	Individual Name on File
Tax Bill	$442 (2024)
Deeds & Mortgages	Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-09-14-154-025.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-14-154-025.000-023`
Alternative APN	`01610542299`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
Basement Area	768 sqft

Exterior

Year Built	Built 1927
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,880 sqft (0.134 acres)
Lot Dimensions	147 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610542299
Street Address	1538 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40 FT W SIDE LOT 95 BYRKITS 2ND
Legal Lot Number	95
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3029
Census Tract	10400

Owner

1538 E 4th St is owned and occupied by an individual who acquired it in September 2022.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1538 E 4TH ST, MISHAWAKA, IN 46544-2925
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2022
Deed Sale	Sep 8, 2022
Deed Document Number	0002226280
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 8, 2022
Property Address	1538 E 4TH ST, MISHAWAKA, IN 46544-2925
Document Number	0002226280
Map Reference	PB 9 PG 5
Instrument Date	Sep 2, 2022
Instrument	2226280
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	NEAR NORTH TITLE GROUP, NEAR NORTH TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 E 4TH ST, MISHAWAKA, IN 46544-2925

Mortgage

Document Number	0002226281
Date	Sep 8, 2022
Instrument	2226281

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,700 Land $11,400 Building $39,300	$50,700 Land $11,400 Building $39,300
2024	$442.00 (+1.84%)
2023	$434.00 (-4.19%)	$50,000 (+3.09%) Land $7,400 Building $42,600	$50,000 (+3.09%) Land $7,400 Building $42,600
2022	$453.00	$48,500 Land $7,400 Building $41,100	$48,500 Land $7,400 Building $41,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1538 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1538 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fourway.

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