1548 Chestnut St, Elgin, IL 60120 Property Records

Cook County property record for 1548 Chestnut St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,680 sqft · built 1969
Lot Size	0.614 acres (26,745 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jan 2023)
Tax Bill	$6,285 (2023)
Deeds & Mortgages	Dec 2025 Second Mortgage Jan 2023 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`06-17-303-005`

Property Details

APN / Parcel Number

Primary APN	`06-17-303-005`
Alternative APN	`06-17-303-005-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1970
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	26,745 sqft (0.614 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	1548 CHESTNUT ST
City	ELGIN
State	IL
Zip	60120-4773
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(WOODSIDE) (MANOR) SUB PT OF LT 19 IN COUNTY CLERKS D IVIN OF EH & SW OF SEC 17-41-09
Legal Range	09E
Legal Township	41N
Legal Section	17
Legal Subdivision	WOODSIDE MANOR
Legal Lot Number	19
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1014
Census Tract	804405

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1900 VICTOR LN, HANOVER PARK, IL 60133-5973
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DUPAGE CU
Jan 12, 2023	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2023 · Amount on Record
Deed Sale	Jan 12, 2023 · Amount on Record
Deed Document Number	202340186
Prior Transfer Date	Apr 21, 1994
Prior Transfer Doc	0000000113
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1548 CHESTNUT ST, ELGIN, IL 60120-4773
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033814063
Date	Dec 4, 2025
Instrument	2533814063

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60567

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	58 Months
Due	Oct 1, 2030

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Jan 12, 2023
Property Address	1548 CHESTNUT ST, ELGIN, IL 60120-4773
Document Number	0001240186
Map Reference	DOC 16767618
Instrument Date	Jan 4, 2023
Instrument	2301240186
Transaction Type	Transfer
Record Updated	Jan 25, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 FERNWOOD RD, MONTGOMERY, IL 60538-2060

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1548 CHESTNUT ST, ELGIN, IL 60120-4773

Mortgage

Document Number	0001240187
Date	Jan 12, 2023
Instrument	2301240187

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.87%

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Dec 5, 2017
Property Address	1548 CHESTNUT ST, ELGIN, IL 60120-4773
Document Number	1733906063
Instrument Date	Oct 11, 2017
Instrument	33906063
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1548 CHESTNUT ST ELGIN IL 601204773, ELGIN, IL 60120-4773

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Dec 5, 2017
Property Address	1548 CHESTNUT ST, ELGIN, IL 60120-4773
Document Number	1733906059
Instrument Date	Aug 28, 2017
Instrument	33906059
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1548 CHESTNUT ST ELGIN IL 601204773, ELGIN, IL 60120-4773

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Dec 5, 2017
Property Address	1548 CHESTNUT ST, ELGIN, IL 60120-4773
Document Number	1733906061
Instrument Date	Aug 11, 2017
Instrument	33906061
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1548 CHESTNUT ST ELGIN IL 601204773, ELGIN, IL 60120-4773

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Dec 5, 2017
Property Address	1548 CHESTNUT ST, ELGIN, IL 60120-4773
Document Number	1733906062
Instrument Date	Aug 9, 2017
Instrument	33906062
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1548 CHESTNUT ST ELGIN IL 601204773, ELGIN, IL 60120-4773

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Dec 5, 2017
Property Address	1548 CHESTNUT ST, ELGIN, IL 60120-4773
Document Number	1733906060
Instrument Date	Aug 8, 2017
Instrument	33906060
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1548 CHESTNUT ST ELGIN IL 601204773, ELGIN, IL 60120-4773

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Dec 5, 2017
Property Address	1548 CHESTNUT ST, ELGIN, IL 60120-4773
Document Number	1733906058
Instrument Date	Apr 11, 2017
Instrument	33906058
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1548 CHESTNUT ST ELGIN IL 601204773, ELGIN, IL 60120-4773

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,000 (+13.34%) Land $16,047 Building $17,953	$340,000 (+13.34%) Land $160,470 Building $179,530
2023	$6,285.00 (+139.25%)
2022	$2,627.00	$29,999 Land $4,680 Building $25,319	$299,990 Land $46,800 Building $253,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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