1500 Chestnut St, Elgin, IL 60120 Property Records

Cook County property record for 1500 Chestnut St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,749 sqft · built 1958
Lot Size	0.725 acres (31,572 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Dec 2016)
Tax Bill	$5,864 (2023)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-17-302-003`

Property Details

APN / Parcel Number

Primary APN	`06-17-302-003`
Alternative APN	`06-17-302-003-0000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,749 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	31,572 sqft (0.725 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1500 CHESTNUT ST
City	ELGIN
State	IL
Zip	60120-4710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(WOODSIDE) (MANOR) SUB PT OF LT 19 IN COUNTY CLERKS D IVIN OF EH & SW OF SEC 17-41-09
Legal Range	09E
Legal Township	41N
Legal Section	17
Legal Subdivision	WOODSIDE MANOR
Legal Lot Number	19
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1015
Census Tract	804405

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1500 CHESTNUT ST, ELGIN, IL 60120-4710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Conventional with PMI FLAGSTAR BK
Oct 6, 2017	Quit Claim Deed, Mortgage FORUM MTG BANCORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2016 · Amount on Record
Deed Sale	Dec 28, 2016 · Amount on Record
Prior Sale	Sep 15, 2010 · Amount on Record
Deed Document Number	201645113
Last Transfer Date	Sep 15, 2017
Transfer Doc	0000015137
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1500 CHESTNUT ST, ELGIN, IL 60120-4710
Document Number	2101417031
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 22, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1500 CHESTNUT ST ELGIN IL 601204710, ELGIN, IL 60120-4710

Mortgage

Document Number	2101417031
Date	Jan 14, 2021
Instrument	1417031

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jan 13, 2041

Interest

Rate Type	Fixed Rate
Rate	3.06%

October 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Oct 6, 2017
Property Address	1500 CHESTNUT ST, ELGIN, IL 60120-4710
Document Number	1727915137
Instrument Date	Sep 15, 2017
Instrument	27915137
Transaction Type	Mortgage
Record Updated	Oct 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1500 CHESTNUT ST ELGIN IL 601204710, ELGIN, IL 60120-4710

Mortgage

Document Number	1728315050
Date	Oct 6, 2017
Instrument	28315050

Lender

Name	FORUM MTG BANCORP
Type	Bank
Address	CHICAGO, IL 60631

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2047

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,000 (+117.57%) Land $18,943 Building $37,057	$560,000 (+117.57%) Land $189,430 Building $370,570
2023	$5,864.00 (+3.68%)
2022	$5,656.00 Homeowner's exemption	$25,739 Land $5,525 Building $20,214	$257,390 Land $55,250 Building $202,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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