Cook County property record for 1505 Chestnut St, Elgin, IL 60120 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,346 sqft · built 1974 |
| Lot Size | 0.492 acres (21,420 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (May 2020) |
| Tax Bill | $8,107 (2023) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Nov 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-17-305-003 |
| Primary APN | 06-17-305-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,346 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 21,420 sqft (0.492 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1505 CHESTNUT ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (WOODSIDE) (MANOR) SUB PT OF LT 19 IN COUNTY CLERKS D IVIN OF EH & SW OF SEC 17-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 17 |
| Legal Subdivision | WOODSIDE MANOR |
| Legal Lot Number | 19 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 804405 |
Source: Cook County records · APN 06-17-305-003
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1505 CHESTNUT ST, ELGIN, IL 60120-4709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 19, 2020 | Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA |
| Nov 22, 2019 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA |
| Nov 04, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 19, 2020 · Amount on Record |
| Deed Sale | May 19, 2020 · Amount on Record |
| Prior Sale | Jun 06, 2005 · Amount on Record |
| Deed Document Number | 202020090 |
| Prior Transfer Date | Nov 01, 2019 |
| Prior Transfer Doc | 0000034101 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | May 19, 2020 |
| Property Address | 1505 CHESTNUT ST, ELGIN, IL 60120-4709 |
| Document Number | 2014020090 |
| Instrument Date | Mar 31, 2020 |
| Instrument | 14020090 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1208 AMARANTH DR NAPERVILLE IL 605649331, NAPERVILLE, IL 60564-9331 |
| Document Number | 2014020091 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 14020091 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 18, 2050 |
| Rate | 3.12% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1505 CHESTNUT ST, ELGIN, IL 60120-4709 |
| Document Number | 1934040034 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1505 CHESTNUT ST ELGIN IL 601204709, ELGIN, IL 60120-4709 |
| Document Number | 1934040034 |
|---|---|
| Date | Dec 06, 2019 |
| Instrument | 34040034 |
| Name | BMO HARRIS BK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 05, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.24% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Nov 04, 2019 |
| Property Address | 1505 CHESTNUT ST, ELGIN, IL 60120-4709 |
| Document Number | 1930834101 |
| Instrument Date | Oct 01, 2019 |
| Instrument | 30834101 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1505 CHESTNUT ST ELGIN IL 601204709, ELGIN, IL 60120-4709 |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $38,000 (+22.58%) Land $12,852 Building $25,148 | $380,000 (+22.58%) Land $128,520 Building $251,480 | |
| 2023 | $8,107.00 (+3.2%) | ||
| 2022 | $7,856.00 Homeowner's exemption | $30,999 Land $3,748 Building $27,251 | $309,990 Land $37,480 Building $272,510 |
Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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