1547 Clover Valley Dr, Duluth, MN 55804 Property Records

St. Louis County property record for 1547 Clover Valley Dr, Duluth, MN 55804

Property Summary

Property Type	General Agricultural/Rural
Details	1 ba · 400 sqft · built 1985
Lot Size	15 acres (654,707 sqft)
Owner	2 Company Names on Record
Last Sale	$260,000 (Jul 2005)
Tax Bill	$296 (2026)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`315-0020-02522`

Property Details

APN / Parcel Number

Primary APN	`315-0020-02522`
Alternative APNs	`1180837` `955705`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	400 sqft Gross Area
1st Floor Area	400 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	654,707 sqft (15 acres)
Garage Area	1,590 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1180837
Street Address	1547 CLOVER VALLEY DR
City	DULUTH
State	MN
Zip	55804
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	FAM
Legal Description	SLY 495 FT OF SW 1/4 OF SE 1/4 SERIAL #
Legal Range	12W
Legal Township	52N
Legal Section	15
Legal Subdivision	DULUTH TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1010
Census Tract	10500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	6534 HOMESTEAD RD, DULUTH, MN 55804-9694
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2005 · Amount on Record
Deed Sale	Jul 19, 2005 · Amount on Record
Deed Document Number	2005987887
Last Transfer Date	Mar 13, 2025
Transfer Doc	0001507578
Record Updated	Sep 20, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 24, 2019
Property Address	1547 CLOVER VALLEY DR, DULUTH, MN 55804
Document Number	00A1348858
Instrument Date	Jan 16, 2019
Instrument	A1348858
Transaction Type	Transfer
Record Updated	Feb 6, 2019
Title Company	COMPEER TITLE SERVICES, COMPEER TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$273.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6534 HOMESTEAD RD DULUTH MN 558049694, DULUTH, MN 55804-9694

Mortgage

Document Number	1348859
Date	Jan 24, 2019
Instrument	1348859

Lender

Name	COMPEER FIN'L FLCA
Address	SUN PRAIRIE, WI 53590-4627

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Duluth Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$296.00 (+27.59%) Homeowner's exemption
2025	$232.00 (+20.83%) Homeowner's exemption	$79,800 (+4.72%) Land $29,700 Building $50,100	$79,800 (+4.72%) Land $29,700 Building $50,100
2024	$192.00	$76,200 (+14.93%) Land $28,500 Building $47,700	$76,200 (+14.93%) Land $28,500 Building $47,700
2022		$66,300 Land $24,900 Building $41,400	$66,300 Land $24,900 Building $41,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	May 1993 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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