St. Louis County property record for 1638 Clover Valley Dr, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 440 sqft · built 1940 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,352 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 315-0020-03620 |
| Primary APN | 315-0020-03620 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 440 sqft Gross Area |
| 1st Floor Area | 440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 217,800 sqft (5 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 231 sqft |
| Storage Building | 96 sqft |
| Utility Building | 1,924 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 729329 |
|---|---|
| Street Address | 1638 CLOVER VALLEY DR |
| City | DULUTH |
| State | MN |
| Zip | 55804-9600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FAM |
| Legal Description | N 626 FT OF W 348 FT OF NE 1/4 OF NW 1/4 SERIAL # |
| Legal Range | 12W |
| Legal Township | 52N |
| Legal Section | 22 |
| Legal Subdivision | DULUTH TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10500 |
1638 Clover Valley Dr is owned and occupied by an individual who acquired it in August 2003.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1638 CLOVER VALLEY DR, DULUTH, MN 55804-9600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 22, 2003 |
| Transfer Doc | 0000913920 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 1638 Clover Valley Dr was $1,352, up 10.1% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Duluth Township |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,352.00 (+10.1%) | ||
| 2025 | $1,228.00 (+18.53%) | $148,100 (+4.52%) Land $98,500 Building $49,600 | $148,100 (+4.52%) Land $98,500 Building $49,600 |
| 2024 | $1,036.00 | $141,700 Land $94,400 Building $47,300 | $141,700 Land $94,400 Building $47,300 |
| 2022 | $94,800 Land $65,200 Building $29,600 | $94,800 Land $65,200 Building $29,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1638 Clover Valley Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1993) |
| Most Recent Claim | May 1993 · erosion |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1638 Clover Valley Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
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