St. Louis County property record for 1534 Clover Valley Dr, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,648 sqft · built 2008 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $342,500 (Jul 2014) |
| Tax Bill | $4,626 (2026) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 315-0020-03551 |
| Primary APN | 315-0020-03551 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,648 sqft Gross Area |
| 1st Floor Area | 1,132 sqft |
| Basement Area | 768 sqft |
| Finished Basement | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Block |
| Construction Type | Frame |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 880 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 90 sqft |
| Storage Building | 160 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Geothermal |
| Account Number | 973479 |
|---|---|
| Street Address | 1534 CLOVER VALLEY DR |
| City | DULUTH |
| State | MN |
| Zip | 55804-9616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FAM |
| Legal Description | E1/2 OF W1/2 OF NE1/4 OF NE1/4 SERIAL # |
| Legal Range | 12W |
| Legal Township | 52N |
| Legal Section | 22 |
| Legal Subdivision | DULUTH TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 10500 |
1534 Clover Valley Dr is owned and occupied by an individual who bought it in July 2014.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1534 CLOVER VALLEY DR, DULUTH, MN 55804-9616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2014 · Amount on File |
| Deed Sale | Jul 21, 2014 · Amount on File |
| Prior Sale | Jul 31, 2007 · Amount on File |
| Deed Document Number | 2014242446 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1534 CLOVER VALLEY DR, DULUTH, MN 55804-9616 |
| Document Number | 00A1365790 |
| Instrument Date | Oct 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1534 CLOVER VALLEY DR DULUTH MN 558049616, DULUTH, MN 55804-9616 |
| Document Number | 00A1365790 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | A1365790 |
| Name | TWO HARBORS FCU |
|---|---|
| Type | Credit Union |
| Address | TWO HARBORS, MN 55616-2067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 20, 2029 |
The 2026 property tax bill for 1534 Clover Valley Dr was $4,626 with a homeowner's exemption, up 7.9% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Duluth Township |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,626.00 (+7.88%) Homeowner's exemption | ||
| 2025 | $4,288.00 (+16.65%) Homeowner's exemption | $560,000 (+1.47%) Land $115,400 Building $444,600 | $560,000 (+1.47%) Land $115,400 Building $444,600 |
| 2024 | $3,676.00 | $551,900 Land $110,600 Building $441,300 | $551,900 Land $110,600 Building $441,300 |
| 2022 | $405,100 Land $75,900 Building $329,200 | $405,100 Land $75,900 Building $329,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1534 Clover Valley Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1993) |
| Most Recent Claim | May 1993 · erosion |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1534 Clover Valley Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures