Monroe County property record for 15460 Charles St, Monroe, MI 48161
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,355 sqft · built 1960 |
| Lot Size | 0.446 acres (19,428 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Aug 2021) |
| Tax Bill | $3,499 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-215-335-00 |
| Primary APN | 12-215-335-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,355 sqft Living Area |
| 1st Floor Area | 1,355 sqft |
| Basement Area | 754 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod |
| Lot Area | 19,428 sqft (0.446 acres) |
| Lot Dimensions | 135 ft deep x 47 ft wide |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Street Address | 15460 CHARLES ST |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48161-3904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP 3 SOUTH MONROE BLOCK O LOTS 23 & 24 |
| Legal Subdivision | SOUTH MONROE BLK O |
| Legal Block | O |
| Legal Lot Number | 23-24 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 832200 |
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15460 CHARLES ST, MONROE, MI 48161-3904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC |
| Nov 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MONSTERLOANS |
| Apr 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN ADVISORS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2021 · Amount on Record |
| Deed Sale | Aug 9, 2021 · Amount on Record |
| Prior Sale | Apr 16, 2015 · Amount on Record |
| Deed Document Number | 202120956 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Aug 9, 2021 |
| Property Address | 15460 CHARLES ST, MONROE, MI 48161-3904 |
| Document Number | 2021R20956 |
| Map Reference | LB 6 PG 25-27 |
| Instrument Date | Jul 28, 2021 |
| Instrument | 2021R20956 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2021 |
| Title Company | LAWYERS TITLE AGCY OF MONROE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15460 CHARLES ST, 15460, MONROE, MI 48161-3904 |
| Name | Verified Name |
|---|---|
| Address | 15460 CHARLES ST, MONROE, MI 48161-3904 |
| Document Number | 0000020875 |
|---|---|
| Date | Aug 9, 2021 |
| Instrument | 2021R20875 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANDLER, AZ 85248 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 15460 CHARLES ST, MONROE, MI 48161-3904 |
| Document Number | 0000021484 |
| Instrument Date | Nov 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15460 CHARLES ST MONROE MI 481613904, MONROE, MI 48161-3904 |
| Document Number | 0000021484 |
|---|---|
| Date | Dec 9, 2019 |
| Instrument | 21484 |
| Name | MONSTERLOANS |
|---|---|
| Address | LAKE FOREST, CA 92630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 8, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 15460 CHARLES ST, MONROE, MI 48161-3904 |
| Document Number | 0000008291 |
| Instrument Date | Apr 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2018 |
| Title Company | LENDERLIVE SETTLEMENT SERVICES LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15460 CHARLES ST MONROE MI 481613904, MONROE, MI 48161-3904 |
| Document Number | 0000008291 |
|---|---|
| Date | May 8, 2018 |
| Instrument | 8291 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 7, 2048 |
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Monroe Charter Township |
| Unified School District | Monroe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $137,550 (+30.38%) Land $5,250 Building $132,300 | $275,100 (+30.38%) Land $10,500 Building $264,600 | |
| 2025 | $3,499.00 (+13.02%) Homeowner's exemption | ||
| 2023 | $3,096.00 Homeowner's exemption | $105,500 | $211,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1982–2023) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2023 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE serves 49,467 people · EPA ID MI0004450 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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