15451 Charles St, Monroe, MI 48161 Property Records

Monroe County property record for 15451 Charles St, Monroe, MI 48161

Property Summary

Property TypeSingle Family Home
Lot Size0.23 acres (10,019 sqft)
OwnerCompany Name on Record
Last Sale$325,000 (Aug 2022)
Tax Bill$4,576 (2025)
Deeds & MortgagesDec 2022 Transfer
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-215-309-03

Property Details

APN / Parcel Number

Primary APN12-215-309-03

Exterior

Lot Area10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address15451 CHARLES ST
CityMONROE
StateMI
Zip48161-3903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH MONROE BLOCK N LOT 18 AND PART OF LOTS 17, 19, 20 & 21; DESC AS COM AT THE INT OF THE N'LY ROW LI OR ROSEWOOD DR (50 FT
Legal SubdivisionSOUTH MONROE
Legal BlockN
Legal Lot Number17-21
JurisdictionMONROE MI
Township / Civil DivisionMONROE
Census Block Group2
Census Block2009
Census Tract832200

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address15451 CHARLES ST, MONROE, MI 48161-3903
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2022Intrafamily Transfer, Transfer
Aug 4, 2022Warranty Deed, Transfer · Conventional Mortgage
ADVISORS CAPITAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2022 · Amount on Record
Deed SaleAug 4, 2022 · Amount on Record
Deed Document Number202215810
Last Transfer DateDec 6, 2022
Transfer Doc0000022806
Record UpdatedOct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE MI
Recording DateDec 6, 2022
Property Address15451 CHARLES ST, MONROE, MI 48161-3903
Document Number0000022806
Map ReferenceLB 6 PG 25-27
Instrument DateDec 6, 2022
Instrument2022R22806
Transaction TypeTransfer
Record UpdatedDec 22, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address15451 CHARLES ST, MONROE, MI 48161-3903

Transferred To (Grantee/Buyer)

NameVerified Name
Address15451 CHARLES ST, MONROE, MI 48161-3903

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE MI
Recording DateAug 4, 2022
Property Address15451 CHARLES ST, MONROE, MI 48161-3903
Document Number0000015810
Map ReferenceLB 6 PG 25-27
Instrument DateJul 11, 2022
Instrument2022R15810
Transaction TypeTransfer
Record UpdatedAug 24, 2022
Title CompanyLAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1275 N MACOMB ST, 1275, MONROE, MI 48162-3128

Transferred To (Grantee/Buyer)

NameVerified Name
Address15451 CHARLES ST, MONROE, MI 48161-3903

Mortgage

Document Number0000015811
DateAug 4, 2022
Instrument2022R15811
Lender
NameADVISORS CAPITAL INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
County SubdivisionMonroe Charter Township
Unified School DistrictMonroe Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$171,250 Land $171,250$342,500 Land $342,500
2025$4,576.00 (+16,848.15%) Homeowner's exemption
2023$27.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1982–2023)
Claims Outside the SFHA2 of 3
Most Recent ClaimAug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONROE
serves 49,467 people · EPA ID MI0004450
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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