1546 Rumstone Ln, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 1546 Rumstone Ln, Charlotte, NC 28262

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,722 sqft · built 1997
Lot Size	0.157 acres (6,857 sqft)
Owner	Company Name on Record
Last Sale	$312,000 (Aug 2021)
Tax Bill	$3,172 (2023)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`047-073-20`

Property Details

APN / Parcel Number

Primary APN	`047-073-20`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,722 sqft Heated Area
Gross Area	2,157 sqft
1st Floor Area	762 sqft
Upper Floors Area	960 sqft

Exterior

Year Built	Built 1997
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	6,857 sqft (0.157 acres)
Garage Area	240 sqft
Porch	Porch
Porch Area	195 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	047-073-20
Street Address	1546 RUMSTONE LN
City	CHARLOTTE
State	NC
Zip	28262-4218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	L30 M28-236
Legal Subdivision	SILVERSTONE PH 01 MAP 02
Legal Lot Number	30
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2000
Census Tract	5536

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · Unknown MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Aug 30, 2021	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jul 15, 2021	Warranty Deed, Transfer · Commercial Mortgage MCU FINANCIAL CENTER CU
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2021 · Amount on Record
Deed Sale	Aug 30, 2021 · Amount on Record
Prior Sale	Jul 15, 2021 · Amount on Record
Deed Document Number	0036470970
Deed Book / Page	36470 / 970
Record Updated	Jun 7, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1546 RUMSTONE LN, CHARLOTTE, NC 28262-4218
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	OS NATIONAL RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000060380
Date	Apr 20, 2022
Book Page	37265/260
Instrument	2022060380

Lender

Name	MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Type	Mortgage Company
Address	NEW YORK, NY 10036

Agreement

Type	Unknown
Amount	Amount Recorded
Term	61 Months
Due	May 7, 2027

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 30, 2021
Property Address	1546 RUMSTONE LN, CHARLOTTE, NC 28262-4218
Document Number	0000166754
Book / Page	36470 / 970
Map Reference	MB 28 PG 236
Instrument Date	Aug 6, 2021
Instrument	2021166754
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$624.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Investor	Possibly a Property Investor

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 15, 2021
Property Address	1546 RUMSTONE LN, CHARLOTTE, NC 28262-4218
Document Number	0000137031
Book / Page	36299 / 541
Map Reference	MB 28 PG 236
Instrument Date	Jul 14, 2021
Instrument	2021137031
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15709 GRASSY WILLOW DR, HUNTERTOWN, IN 46748-9115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 FUNNY CIDE DR, WAXHAW, NC 28173-7262
Investor	Possibly a Property Investor

Mortgage

Document Number	0000137032
Date	Jul 15, 2021
Instrument	2021137032

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jan 14, 2022

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1546 RUMSTONE LN, CHARLOTTE, NC 28262-4218
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071975
Date	May 20, 2020
Book Page	34593/824
Instrument	2020071975

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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