1539 Rumstone Ln, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 1539 Rumstone Ln, Charlotte, NC 28262

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,389 sqft · built 1997
Lot Size	0.129 acres (5,655 sqft)
Owner	Individual Name on File
Last Sale	$123,000 (Nov 2007)
Tax Bill	$3,026 (2023)
Deeds & Mortgages	Apr 2021 Line of Credit Oct 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`047-073-14`

Property Details

APN / Parcel Number

Primary APN	`047-073-14`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,389 sqft Heated Area
Gross Area	1,644 sqft
1st Floor Area	1,389 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,655 sqft (0.129 acres)
Garage Area	240 sqft
Porch	Porch
Porch Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	047-073-14
Street Address	1539 RUMSTONE LN
City	CHARLOTTE
State	NC
Zip	28262-4219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	L36 M28-236
Legal Subdivision	SILVERSTONE PH 01 MAP 02
Legal Lot Number	36
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2000
Census Tract	5536

Owner

Source: Mecklenburg County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1539 RUMSTONE LN, CHARLOTTE, NC 28262-4219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 2, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 9, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Nov 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jul 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 21, 2007 · Amount on Record
Deed Sale	Nov 21, 2007 · Amount on Record
Deed Document Number	0023082977
Deed Book / Page	23082 / 977
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1539 RUMSTONE LN, CHARLOTTE, NC 28262-4219
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082628
Date	Apr 27, 2021
Book Page	35988/849
Instrument	2021082628

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1539 RUMSTONE LN, CHARLOTTE, NC 28262-4219
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094205
Date	Oct 2, 2023
Book Page	38407/43
Instrument	2023094205

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 16, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1539 RUMSTONE LN, CHARLOTTE, NC 28262-4219
Document Number	0000054348
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1539 RUMSTONE LN CHARLOTTE NC 282624219, CHARLOTTE, NC 28262-4219

Mortgage

Document Number	0000054348
Date	Apr 20, 2020
Book Page	034482/000826
Instrument	54348

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2050

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1539 RUMSTONE LN, CHARLOTTE, NC 28262-4219
Document Number	0000153302
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1539 RUMSTONE LN CHARLOTTE NC 282624219, CHARLOTTE, NC 28262-4219

Mortgage

Document Number	0000153302
Date	Nov 12, 2019
Book Page	034025/000863
Instrument	153302

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 11, 2029

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1539 RUMSTONE LN, CHARLOTTE, NC 28262-4219
Document Number	0000090218
Instrument Date	Jul 14, 2018
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1539 RUMSTONE LN CHARLOTTE NC 282624219, CHARLOTTE, NC 28262-4219

Mortgage

Document Number	0000090218
Date	Jul 19, 2018
Book Page	032840/000031
Instrument	90218

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 18, 2033

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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