1542 Rumstone Ln, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 1542 Rumstone Ln, Charlotte, NC 28262

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1997
Lot Size	0.135 acres (5,913 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Nov 2018)
Tax Bill	$2,486 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`047-073-21`

Property Details

APN / Parcel Number

Primary APN	`047-073-21`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,092 sqft Heated Area
Gross Area	1,372 sqft
1st Floor Area	1,092 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1997
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,913 sqft (0.135 acres)
Garage Area	240 sqft
Porch	Porch
Porch Area	40 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	047-073-21
Street Address	1542 RUMSTONE LN
City	CHARLOTTE
State	NC
Zip	28262-4218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L29 M28-236
Legal Subdivision	SILVERSTONE PH 01 MAP 02
Legal Lot Number	29
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2000
Census Tract	5536

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1542 RUMSTONE LN, CHARLOTTE, NC 28262-4218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jul 3, 2024	Warranty Deed, Transfer
Nov 28, 2018	Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC
Jun 21, 2017	Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2018 · Amount on Record
Deed Sale	Nov 28, 2018 · Amount on Record
Prior Sale	Jun 21, 2017 · Amount on Record
Deed Document Number	0033135565
Deed Book / Page	33135 / 565
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1542 RUMSTONE LN, CHARLOTTE, NC 28262-4218
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056544
Date	Mar 23, 2021
Book Page	35841/42
Instrument	2021056544

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Apr 1, 2049

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 3, 2024
Property Address	1542 RUMSTONE LN, CHARLOTTE, NC 28262-4218
Document Number	0000061864
Book / Page	38922 / 591
Map Reference	MB 28 PG 236
Instrument Date	Jun 28, 2024
Instrument	2024061864
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	924 FALLONDALE CT, DENVER, NC 28037-6032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1542 RUMSTONE LN, CHARLOTTE, NC 28262-4218
Investor	Possibly a Property Investor

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 28, 2018
Property Address	1542 RUMSTONE LN, CHARLOTTE, NC 28262-4218
Document Number	0000147493
Book / Page	33135 / 565
Map Reference	MB28 PG236
Instrument Date	Nov 26, 2018
Instrument	2018147493
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 ILEX LN, 109, CHEHALIS, WA 98532-9088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1542 RUMSTONE LN, CHARLOTTE, NC 28262-4218

Mortgage

Document Number	0000147494
Date	Nov 28, 2018
Instrument	2018147494

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 21, 2017
Property Address	1542 RUMSTONE LN, CHARLOTTE, NC 28262-4218
Document Number	0000082321
Book / Page	31899 / 836
Map Reference	MAP2 MB28 PG236
Instrument Date	Jun 16, 2017
Instrument	2017082321
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	623 ROME PIKE, 623, LEBANON, TN 37087-2973

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1542 RUMSTONE LN, CHARLOTTE, NC 28262-4218

Mortgage

Document Number	0000082322
Date	Jun 21, 2017
Instrument	2017082322

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Mortgage

Document Number	0000082323
Date	Jun 21, 2017
Book Page	31899/861
Instrument	2017082323

Lender

Name	CITY OF CHARLOTTE
Type	Government Agency
Address	CHARLOTTE, NC 28202

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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