Elko County property record for 1546 Rio Dr, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 2,032 sqft · built 2006 |
| Lot Size | 10 acres (436,471 sqft) |
| Owner | Trust Name on File |
| Last Sale | $33,900 (Jul 2005) |
| Tax Bill | $3,818 (2026) |
| Deeds & Mortgages | May 2022 Mortgage Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-51D-063 |
| Primary APN | 005-51D-063 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 9 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,032 sqft Living Area |
| 1st Floor Area | 2,032 sqft |
| Interior Walls | Concrete |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 436,471 sqft |
| Garage Type | Attached |
| Garage Area | 900 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Deck Area | 185 sqft |
| Patio Area | 185 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1546 RIO DR |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-9601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SL |
| Legal Description | PARCEL 1 FILE 449031 LOCATED IN A PORTION OF MDB&M DIVISION OF LARGE PARCEL IN ADOBE HEIGHTS III (FORMERLY A PORTION OF 005-51D-048 ADDED TO ROLL 05/18/99) |
| Legal Range | 54E |
| Legal Township | 34N |
| Legal Section | 01 |
| Legal Subdivision | ADOBE HEIGHTS |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 3 |
| Census Block | 3061 |
| Census Tract | 950702 |
1546 Rio Dr is held in a trust since July 2005.
Source: Elko County records, as of September 29, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 795 MOUNTAIN CITY HWY, ELKO, NV 89801-9550 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2005 · Amount on File |
| Deed Sale | Jul 8, 2005 · Amount on File |
| Deed Document Number | 2005537100 |
| Prior Transfer Date | Jun 27, 2005 |
| Prior Transfer Doc | 0000537099 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 1546 RIO DR, ELKO, NV 89801-9601 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000806339 |
|---|---|
| Date | May 26, 2022 |
| Instrument | 806339 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 1546 RIO DR, ELKO, NV 89801-9601 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Title Company | STEWART TITLE ELKO |
| Name | Verified Name |
|---|
| Document Number | 0000803753 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 803753 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2026 property tax bill for 1546 Rio Dr was $3,818, down 1.3% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,818.00 (-1.27%) | $142,585 (-1.62%) Land $14,525 Building $128,060 | $407,386 (-1.62%) Land $41,500 Building $365,886 |
| 2025 | $3,867.00 | $144,928 Land $14,525 Building $130,403 | $414,080 Land $41,500 Building $372,580 |
| 2023 | $3,517.00 (+8.02%) | $139,336 (+14.6%) Land $14,525 Building $124,811 | $398,103 (+14.6%) Land $41,500 Building $356,603 |
| 2022 | $3,256.00 | $121,586 Land $14,525 Building $107,061 | $347,389 Land $41,500 Building $305,889 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1546 Rio Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1546 Rio Dr is extreme, ranking above 98.6% of the US, with a 3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 98.6% of the US · above 95% of Nevada |
|---|---|
| Wildfire Likelihood | 3% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: Verizon, White Cloud Communications.
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