1377 Rio Dr, Elko, NV 89801 Property Records

Elko County property record for 1377 Rio Dr, Elko, NV 89801

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,158 sqft · built 1997
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Jul 2026)
Tax Bill	$1,972 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-51D-010`

Property Details

APN / Parcel Number

Primary APN	`005-51D-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,158 sqft Living Area
1st Floor Area	2,158 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile Home
Roof Material	Metal
Lot Area	435,600 sqft

Exterior Amenities

Deck Area	368 sqft
Patio Area	368 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1377 RIO DR
City	ELKO
State	NV
Zip	89801
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	SL
Legal Description	PARCEL 4 FILE 360508 LOCATED IN MDB&M AS AMENDED BY BOOK 1040 PAGE 602
Legal Range	54E
Legal Township	34N
Legal Section	01
Legal Subdivision	ADOBE HEIGHTS
Legal Block	3
Legal Lot Number	4
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	3
Census Block	3056
Census Tract	950702

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1377 RIO DR, ELKO, NV 89801
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	Dec 23, 2015 · Amount on Record
Deed Document Number	2026866596
Record Updated	Oct 29, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Jul 1, 2026
Property Address	1377 RIO DR, ELKO, NV 89801
Document Number	0000866596
Instrument Date	Jun 2, 2026
Instrument	2026866596
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$153,621.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1377 RIO DR, ELKO, NV 89801

Mortgage

Document Number	0000866597,
Date	Jul 1, 2026
Instrument	2026866597

Lender

Name	PARAMOUNT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,972.00 (-1.2%)	$73,608 (-1.27%) Land $14,525 Building $59,083	$210,309 (-1.27%) Land $41,500 Building $168,809
2025	$1,996.00 (-3.11%)	$74,558 (+4.74%) Land $14,525 Building $60,033	$213,023 (+4.74%) Land $41,500 Building $171,523
2024	$2,060.00 (+9.17%)
2023	$1,887.00 (+8.01%)	$71,184 (+9.17%) Land $14,525 Building $56,659	$203,383 (+9.17%) Land $41,500 Building $161,883
2022	$1,747.00	$65,203 Land $14,525 Building $50,678	$186,294 Land $41,500 Building $144,794

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.3% of the US · above 96% of Nevada
Wildfire Likelihood	4% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Verizon.

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