1319 Rio Dr, Elko, NV 89801 Property Records

Elko County property record for 1319 Rio Dr, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	1,727 sqft · built 1998
Lot Size	10 acres (437,778 sqft)
Owner	2 Company Names on Record
Last Sale	$560,000 (Jun 2024)
Tax Bill	$3,064 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005-51D-015`

Property Details

APN / Parcel Number

Primary APN	`005-51D-015`
Alternative APN	`005-51D-001`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,727 sqft Living Area
Gross Area	3,856 sqft
1st Floor Area	1,727 sqft
Basement Area	1,709 sqft
Wine Cellar	Wine Cellar
Intercom	Intercom

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	437,778 sqft (10 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	177 sqft
Deck Area	486 sqft
Patio Area	255 sqft
Shed	1 Shed
Shed Area	192 sqft
Sports Court	Sports Court

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1319 RIO DR
City	ELKO
State	NV
Zip	89801-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SL
Legal Description	PARCEL 1 FILE 360507 10.050A ADOBE HEIGHTS PHASE 1 BEING LOCATD IN SEC 1 TWP 34N RGE 54E MDB&M
Legal Range	54E
Legal Township	34N
Legal Section	01
Legal Subdivision	ADOBE HEIGHTS
Legal Phase	1
Legal Block	3
Legal Lot Number	1
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	3
Census Block	3056
Census Tract	950702

Owner

Source: Elko County records, as of August 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	162 COPPER ST, ELKO, NV 89801-4426
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage OPERATING ENGINEERS LOCAL UNION #3
Apr 6, 2021	Deed of Trust, Mortgage · VA Mortgage INTERCAP LENDING
Dec 27, 2019	Grant Deed, Transfer · VA Mortgage SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2024 · Amount on Record
Deed Sale	Jun 18, 2024 · Amount on Record
Prior Sale	Mar 24, 2023 · Amount on Record
Last Transfer Date	Jan 14, 2025
Transfer Doc	0000846208
Record Updated	Sep 20, 2026

March 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Mar 24, 2023
Property Address	1319 RIO DR, ELKO, NV 89801
Document Number	0000817452
Map Reference	PM 1572
Instrument Date	Mar 21, 2023
Instrument	817452
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 SAGE ST, ELKO, NV 89801-2823

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1319 RIO DR, ELKO, NV 89801

Mortgage

Document Number	0000817453
Date	Mar 24, 2023
Instrument	817453

Lender

Name	OPERATING ENGINEERS LOCAL UNION #3
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2038

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	1319 RIO DR, ELKO, NV 89801
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000785176
Date	Apr 6, 2021
Instrument	785176

Lender

Name	INTERCAP LENDING
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Dec 27, 2019
Property Address	1319 RIO DR, ELKO, NV 89801
Document Number	0000763816
Instrument Date	Dec 23, 2019
Instrument	763816
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,657.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1451 JENNINGS CT ELKO NV 898014704, ELKO, NV 89801-4704

Mortgage

Document Number	763817
Date	Dec 27, 2019
Instrument	763817

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

Tax Assessment & Valuation

Source: Elko County assessment roll, as of July 30, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,064.00 (-5.2%)	$114,443 (+1.24%) Land $14,525 Building $99,918	$326,980 (+1.24%) Land $41,500 Building $285,480
2024	$3,232.00 (+13.4%)
2023	$2,850.00 (+8%)	$113,044 (+14.72%) Land $14,525 Building $98,519	$322,983 (+14.72%) Land $41,500 Building $281,483
2022	$2,639.00	$98,535 Land $14,525 Building $84,010	$281,529 Land $41,500 Building $240,029

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.4% of the US · above 97.1% of Nevada
Wildfire Likelihood	4% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Verizon.

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