San Diego County property record for 1541 Pacific Ranch Dr, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,141 sqft · built 1985 |
| Lot Size | 0.7 acres (3,045 sqft) |
| Owner | Company Name on File |
| Last Sale | $260,000 (May 1988) |
| Tax Bill | $5,906 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Jul 2018 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 262-181-19-00 |
| Primary APN | 262-181-19-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,141 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 3,045 sqft (0.7 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1541 PACIFIC RANCH DR |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-5508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR2 |
| Legal Description | LOT 70 TR 010818 |
| Legal Subdivision | ENCINITAS #4328 |
| Legal Tract | 010818 |
| Legal Block | 2 |
| Legal Lot Number | 70 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 17403 |
Source: San Diego County records · APN 262-181-19-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1541 PACIFIC RANCH DR, ENCINITAS, CA 92024-5508 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| May 18, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jul 25, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Jul 25, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Jan 26, 2017 | Loan Modification, Mortgage WELLS FARGO BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 18, 1988 · Amount on Record |
| Deed Sale | May 18, 1988 · Amount on Record |
| Prior Sale | Jul 16, 1986 · Amount on Record |
| Deed Document Number | 1988232730 |
| Last Transfer Date | Jul 17, 2018 |
| Transfer Doc | 0000302969 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1541 PACIFIC RANCH DR, ENCINITAS, CA 92024-5508 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1541 PACIFIC RANCH DR, ENCINITAS, CA 92024-5508 |
| Document Number | 0000212795 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 2022-0212795 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 25, 2018 |
| Property Address | 1541 PACIFIC RANCH DR, ENCINITAS, CA 92024-5508 |
| Document Number | 0000302968 |
| Instrument Date | Jul 17, 2018 |
| Instrument | 302968 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1541 PACIFIC RANCH DR ENCINITAS CA 920245508, ENCINITAS, CA 92024-5508 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 25, 2018 |
| Property Address | 1541 PACIFIC RANCH DR, ENCINITAS, CA 92024-5508 |
| Document Number | 0000302969 |
| Instrument Date | Jul 17, 2018 |
| Instrument | 302969 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1541 PACIFIC RANCH DR ENCINITAS CA 920245508, ENCINITAS, CA 92024-5508 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1541 PACIFIC RANCH DR, ENCINITAS, CA 92024-5508 |
| Document Number | 0000090620 |
| Instrument Date | Jan 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1541 PACIFIC RANCH DR ENCINITAS CA 920245508, ENCINITAS, CA 92024-5508 |
| Document Number | 0000090620 |
|---|---|
| Date | Feb 27, 2017 |
| Instrument | 90620 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | EAGAN, MN 55121 |
| Amount | Amount Recorded |
|---|---|
| Term | 480 Months |
| Due | Feb 26, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $507,592 (+2%) Land $253,796 Building $253,796 | |
| 2025 | $5,906.00 (+7.58%) Homeowner's exemption | $497,640 (+4.04%) Land $248,820 Building $248,820 |
| 2023 | $5,490.00 (+0.88%) Homeowner's exemption | $478,318 Land $239,159 Building $239,159 |
| 2022 | $5,442.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet, San Diego Broadband, Ting Fiber.
Based on FCC filings for 208 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OLIVENHAIN MWD serves 86,458 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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