San Diego County property record for 1538 Pacific Ranch Dr, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,141 sqft · built 1984 |
| Lot Size | 0.7 acres (3,030 sqft) |
| Owner | Company Name on File |
| Last Sale | $273,000 (Sep 1988) |
| Tax Bill | $6,179 (2025) |
| Deeds & Mortgages | Aug 2021 Transfer Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 262-181-10-00 |
| Primary APN | 262-181-10-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,141 sqft Living Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 3,030 sqft (0.7 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1538 PACIFIC RANCH DR |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-5508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 61 TR 010818 |
| Legal Subdivision | ENCINITAS ESTATES |
| Legal Tract | 010818 |
| Legal Block | 2 |
| Legal Lot Number | 61 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 17403 |
Source: San Diego County records · APN 262-181-10-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1538 PACIFIC RANCH DR, ENCINITAS, CA 92024-5508 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Aug 16, 2021 | Intrafamily Transfer, Transfer |
| Feb 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN HOME LOAN FUNDING CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 06, 1988 · Amount on Record |
| Deed Sale | Sep 06, 1988 · Amount on Record |
| Prior Sale | Mar 05, 1985 · Amount on Record |
| Deed Document Number | 1988447440 |
| Last Transfer Date | Jul 20, 2021 |
| Transfer Doc | 0000581991 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 16, 2021 |
| Property Address | 1538 PACIFIC RANCH DR, ENCINITAS, CA 92024-5508 |
| Document Number | 0000581991 |
| Map Reference | MAP 10818 |
| Instrument Date | Jul 20, 2021 |
| Instrument | 2021-0581991 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1538 PACIFIC RANCH DR, ENCINITAS, CA 92024-5508 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1538 PACIFIC RANCH DR, ENCINITAS, CA 92024-5508 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 1538 PACIFIC RANCH DR, ENCINITAS, CA 92024-5508 |
| Document Number | 0000076358 |
|---|---|
| Date | Feb 01, 2021 |
| Instrument | 2021-0076358 |
| Name | MORGAN HOME LOAN FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $522,520 (+2%) Land $194,072 Building $328,448 | |
| 2025 | $6,179.00 (+9%) Homeowner's exemption | $512,275 (+4.04%) Land $190,267 Building $322,008 |
| 2023 | $5,669.00 (-0.3%) Homeowner's exemption | $492,385 Land $182,880 Building $309,505 |
| 2022 | $5,686.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730174032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 11% of California |
|---|---|
| Wildfire Likelihood | About 1 in 3,226 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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