1546 Gemstone Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 1546 Gemstone Dr, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,025 sqft · built 1999
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (May 2021)
Tax Bill	$5,850 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Feb 2022 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`560-06-00-290`

Property Details

APN / Parcel Number

Primary APN	`560-06-00-290`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,025 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Vinyl
Lot Area	10,454 sqft (0.24 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	55 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1546 GEMSTONE DR
City	MOUNT PLEASANT
State	SC
Zip	29464-5088
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POLTWP MAPPLATB L19 MAPPLATP 0228 SUBDIVISIONNAME SHELL LANDING BLOCK LOT 5 GOVLOT TRACT
Legal Subdivision	SHELL LANDING SUBDIVISION
Legal Lot Number	5
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2023
Census Tract	4619

Owner

1546 Gemstone Dr is owned by two individuals who acquired it in February 2022.

Source: Charleston County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	367 COOPER RIVER DR, MOUNT PLEASANT, SC 29464-1815
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Feb 25, 2022	Correction Deed
May 24, 2021	Deed, Transfer WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2021 · Amount on File
Deed Sale	May 24, 2021 · Amount on File
Deed Book / Page	993 / 786
Last Transfer Date	Feb 23, 2022
Transfer Doc	0010820186
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Jun 21, 2022
Property Address	1546 GEMSTONE DR, MT PLEASANT, SC 29464-5088
Document Number	0011170822
Book / Page	1117 / 822
Map Reference	MB L 19 PG 228
Instrument Date	Jun 17, 2022
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	367 COOPER RIVER DR, MT PLEASANT, SC 29464-1815

Mortgage

Document Number	0001117825
Date	Jun 21, 2022
Instrument	1117/825

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

February 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHARLESTON SC
Recording Date	Feb 25, 2022
Property Address	1546 GEMSTONE DR, MT PLEASANT, SC 29464-5088
Document Number	0010820186
Book / Page	1082 / 186
Map Reference	MB L19 PG 228
Instrument Date	Feb 23, 2022
Record Updated	Sep 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1546 GEMSTONE DRIVE, MANKATO, MN 56006

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	324 COOPER RIVER DR, MOUNT PLEASANT, SC 29464-1815

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 24, 2021
Property Address	1546 GEMSTONE DR, MT PLEASANT, SC 29464-5088
Document Number	0009930786
Book / Page	993 / 786
Map Reference	MB L19 PG 228
Instrument Date	Apr 29, 2021
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 COOPER RIVER DR, MOUNT PLEASANT, SC 29464-1815

Tax Assessment & Valuation

The 2025 property tax bill for 1546 Gemstone Dr was $5,850, up 12.5% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,850.00 (+12.54%)
2024	$5,198.00	$21,000
2022	$4,802.00	$21,000	$350,000 Land $350,000
2020			$350,000 Land $350,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1546 Gemstone Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 134 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	134 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Oct 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1546 Gemstone Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 75% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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