1535 Gemstone Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 1535 Gemstone Dr, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	7 bd · 3 ba · 3,083 sqft · built 2020
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,737,500 (Mar 2026)
Tax Bill	$18,996 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`560-06-00-295`

Property Details

APN / Parcel Number

Primary APN	`560-06-00-295`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,083 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Pool Type	In-Ground Vinyl Pool

Location & Zoning

Street Address	1535 GEMSTONE DR
City	MT PLEASANT
State	SC
Zip	29464-4999
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POLTWP MAPPLATB L19 MAPPLATP 0228 SUBDIVISIONNAME SHELL LANDING BLOCK LOT 10 GOVLOT TRACT
Legal Subdivision	SHELL LANDING SUBDIVISION
Legal Lot Number	10
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2023
Census Tract	4619

Owner

Source: Charleston County records, as of April 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1535 GEMSTONE DR, MOUNT PLEASANT, SC 29464-4999
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 8, 2022	Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2026 · Amount on Record
Deed Sale	Mar 13, 2026 · Amount on Record
Prior Sale	Mar 8, 2022 · Amount on Record
Deed Book / Page	1375 / 302
Record Updated	Jun 8, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 13, 2026
Property Address	1535 GEMSTONE DR, MT PLEASANT, SC 29464-4999
Document Number	0013750302
Book / Page	1375 / 302
Map Reference	MB L 19 PG 413
Instrument Date	Mar 10, 2026
Transaction Type	Transfer
Record Updated	Apr 1, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,517.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1535 GEMSTONE DR, MT PLEASANT, SC 29464-4999

Mortgage

Document Number	0013750303
Date	Mar 13, 2026
Book Page	1375/303

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Apr 1, 2036
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.75%
Index	SOFR Average 30-Day
Margin	3
Max Rate	9.75%

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 8, 2022
Property Address	1535 GEMSTONE DR, MOUNT PLEASANT, SC 29464-4999
Document Number	0010860432
Book / Page	1086 / 432
Map Reference	MB L19 PG 0413
Instrument Date	Mar 4, 2022
Transaction Type	Transfer
Record Updated	Feb 26, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1535 GEMSTONE DR, MT PLEASANT, SC 29464-4999

Mortgage

Document Number	0001086438
Date	Mar 8, 2022
Instrument	1086/438

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Apr 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.87%
Index	1-Year CMT
Max Rate	9.87%

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,996.00 (+1.45%)
2024	$18,724.00 (+66.11%)	$75,300 (+53.99%)
2022	$11,272.00	$48,900	$815,000 (-35.06%) Land $325,000 Building $490,000
2020			$1,255,000 Land $725,000 Building $530,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 134 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	134 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Oct 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 75% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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