1530 Gemstone Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 1530 Gemstone Dr, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,497 sqft · built 2022
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Company Names on File
Last Sale	$300,000 (Aug 2021)
Tax Bill	$3,739 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`560-06-00-291`

Property Details

APN / Parcel Number

Primary APN	`560-06-00-291`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,497 sqft Living Area
Gross Area	1,338 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Other
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1530 GEMSTONE DR
City	MOUNT PLEASANT
State	SC
Zip	29464-5088
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POLTWP MAPPLATB L19 MAPPLATP 0228 SUBDIVISIONNAME SHELL LANDING BLOCK LOT 6 GOVLOT TRACT
Legal Subdivision	SHELL LANDING SUBDIVISION
Legal Lot Number	6
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2023
Census Tract	4619

Owner

1530 Gemstone Dr is owned by a company that acquired it in June 2024.

Source: Charleston County records, as of October 9, 2026

Owner of Record	2 Company Names on File
Mailing Address	1352 SCOTTS CREEK CIR, MOUNT PLEASANT, SC 29464-4783
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Deed of Trust, Mortgage · Line of Credit BEACON COMMUNITY BANK
Jul 11, 2022	Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Aug 11, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2021 · Amount on File
Deed Sale	Aug 11, 2021 · Amount on File
Deed Book / Page	1022 / 279
Last Transfer Date	Jun 26, 2024
Transfer Doc	1254000957
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1530 GEMSTONE DR, MOUNT PLEASANT, SC 29464-5088
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1530 GERMSTONE DRIVE, MOUNT PLEASANT, SC 29464-5088

Mortgage

Document Number	0012350788
Date	Mar 27, 2024
Book Page	1235/788

Lender

Name	BEACON COMMUNITY BANK
Type	Bank
Address	CHARLESTON, SC 29403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 26, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 11, 2022
Property Address	1530 GEMSTONE DR, MOUNT PLEASANT, SC 29464-5088
Document Number	0011220756
Book / Page	1122 / 756
Map Reference	MB L19 PG 0413
Instrument Date	Jun 14, 2022
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,249.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1530 GEMSTONE DR, MT PLEASANT, SC 29464-5088

Mortgage

Document Number	0001122759
Date	Jul 11, 2022
Instrument	1122/759

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Aug 11, 2021
Property Address	1530 GEMSTONE DR, MOUNT PLEASANT, SC 29464-5088
Document Number	0010220279
Book / Page	1022 / 279
Map Reference	MB L19 PG 0413
Instrument Date	Aug 9, 2021
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	361 SUGAR CANE WAY, MT PLEASANT, SC 29464-2748

Tax Assessment & Valuation

The 2025 property tax bill for 1530 Gemstone Dr was $3,739, up 12.8% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,739.00 (+12.79%)
2024	$3,315.00	$34,600
2022	$1,043.00	$12,000	$300,000 Land $300,000
2020			$865,000 Land $300,000 Building $565,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1530 Gemstone Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 134 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	134 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Oct 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1530 Gemstone Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 75% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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