15445 SW 25th Ter, Miami, FL 33185 Property Records

Miami-Dade County property record for 15445 SW 25th Ter, Miami, FL 33185

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,486 sqft · built 2004
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$479,000 (Jul 2021)
Tax Bill	$9,443 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`30-4909-005-0480`

Property Details

APN / Parcel Number

Primary APN	`30-4909-005-0480`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,486 sqft Living Area
Gross Area	1,916 sqft
1st Floor Area	1,486 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Roof Type	Rigid Frame Bar Joist
Roof Material	Other
Lot Area	6,000 sqft (0.138 acres)
View / Lot	Lake Front
Garage Area	267 sqft

Location & Zoning

Street Address	15445 SW 25TH TER
City	MIAMI
State	FL
Zip	33185-5781
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0102
Legal Description	CENTURY ESTATES PB 160-87 T-20703 LOT 2 BLK 3 LOT SIZE 6000 SQ FT FAU 30-4909-000-3370 3380 3390 & COC 22952-3754 12 2004 1
Legal Range	39E
Legal Township	54S
Legal Section	09
Legal Subdivision	CENTURY ESTATES
Legal Block	3
Legal Lot Number	2
Jurisdiction	DADE FL
Township / Civil Division	KENDALE LAKES-TAMIAMI
Census Block Group	1
Census Block	1048
Census Tract	15103

Owner

Source: Miami-Dade County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15445 SW 25TH TER, MIAMI, FL 33185-5781
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 2, 2021	Warranty Deed, Transfer · Conventional Mortgage COLUMBUS CAPITAL LENDING LLC
Apr 12, 2021	Warranty Deed, Transfer ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS POST CLO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Prior Sale	Apr 12, 2021 · Amount on Record
Deed Document Number	2021474126
Deed Book / Page	32597 / 1095
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Recording Date	May 21, 2026
Property Address	15445 SW 25TH TER, MIAMI, FL 33185-5781
Document Number	0000345239
Book / Page	35312 / 1698
Instrument Date	May 6, 2026
Instrument	2026345239
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000345239,
Date	May 21, 2026
Book Page	35312/1698
Instrument	2026345239

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jul 2, 2021
Property Address	15445 SW 25TH TER, MIAMI, FL 33185-5781
Document Number	0000474126
Book / Page	32597 / 1095
Map Reference	MB 160 PG 87
Instrument Date	Jun 18, 2021
Instrument	2021R0474126
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS POST CLO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,832.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 4343, SCOTTSDALE, AZ 85251-3347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155445 SOUTHWEST 25TH TER, MIAMI, FL 33185

Mortgage

Document Number	0000001098
Date	Jul 2, 2021
Instrument	32597/1098

Lender

Name	COLUMBUS CAPITAL LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Apr 12, 2021
Property Address	15445 SW 25TH TER, MIAMI, FL 33185-5781
Document Number	0000249021
Book / Page	32442 / 3517
Map Reference	MB 160 PG 87
Instrument Date	Apr 1, 2021
Instrument	2021R0249021
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS POST CLO

Transaction

Amount	Amount Recorded
Tax	$2,702.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15445 SW 25TH TER, 15445, MIAMI, FL 33185-5781

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,443.00 (+10.85%) Homeowner's exemption	$499,308 (+5.99%)	$526,056 (+11.66%) Land $260,000 Building $266,056
2023	$8,519.00 (+4.16%) Homeowner's exemption	$471,104 (+13.93%) Land $234,500 Building $236,604	$471,104 (+13.93%) Land $234,500 Building $236,604
2022	$8,179.00	$413,488 Land $174,000 Building $239,488	$413,488 Land $174,000 Building $239,488

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 552 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	552 in force
Nearby Flood Claims	3 (2017–2020)
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 74% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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