15442 Three Rivers Rd, Biloxi, MS 39532 Property Records

Harrison County property record for 15442 Three Rivers Rd, Biloxi, MS 39532

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,273 sqft · built 1970
Lot Size1.4 acres (60,984 sqft)
Owner2 Individual Names on File
Last Sale$76,608 (Aug 2022)
Tax Bill$347 (2025)
Deeds & MortgagesAug 2022 Mortgage
Aug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN1006K-01-023.000

Property Details

APN / Parcel Number

Primary APN1006K-01-023.000
Alternative APN
  • 079494

Interior

Bedrooms3 Beds
Stories1 Story
Building Area1,273 sqft Adjusted Area
1st Floor Area1,128 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Roof TypeGable
Roof MaterialMetal
Lot Area60,984 sqft (1.4 acres)
Utility Building120 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address15442 THREE RIVERS RD
CityBILOXI
StateMS
Zip39532-9213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.4 AC COM @ SW COR OF SE 1/4 OF NE 1/4 SEC 19 E 126.7 FT TO POB N02DG E 195.5 FT E 309.3 FT S02DG W 195.5 FT W 308.8 FT TO P
Legal Range10W
Legal Township06S
Legal Section19
JurisdictionHARRISON MS
Township / Civil Division5
Census Block Group1
Census Block1000
Census Tract3403

Owner

15442 Three Rivers Rd is owned and occupied by two individuals who bought it in August 2022.

Source: Harrison County records, as of June 18, 2026

Owner of Record2 Individual Names on File
Mailing Address15442 THREE RIVERS RD, BILOXI, MS 39532-9213
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2022Deed of Trust, Mortgage · Conventional Mortgage
NAVIGATOR CU
Aug 15, 2022Warranty Deed, Transfer · Conventional Mortgage
AMERICAN NEIGHBORHOOD MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2022 · Amount on File
Deed SaleAug 29, 2022 · Amount on File
Prior SaleAug 15, 2022 · Amount on File
Deed Document Number202221724
Prior Transfer DateMar 12, 2021
Prior Transfer Doc0000003712
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address15442 THREE RIVERS RD, BILOXI, MS 39532-9213
Transaction TypeMortgage
Record UpdatedNov 6, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20220021725TJ1
DateAug 29, 2022
Instrument2022-0021725-T-J1
Lender
NameNAVIGATOR CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 5, 2037
Interest
Rate TypeFixed Rate

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRISON MS
Recording DateAug 15, 2022
Property Address15442 THREE RIVERS RD, BILOXI, MS 39532-9213
Document Number20220020397DJ1
Instrument DateAug 5, 2022
Instrument2022-0020397-D-J1
Transaction TypeTransfer
Record UpdatedNov 6, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address630 BAY COVE DR, BILOXI, MS 39532-5547

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address15442 THREE RIVERS RD, BILOXI, MS 39532-9213

Mortgage

Document Number20220020401TJ1
DateAug 15, 2022
Instrument2022-0020401-T-J1
Lender
NameAMERICAN NEIGHBORHOOD MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 15442 Three Rivers Rd was $347 with exemptions applied, up 8.4% from the year before.

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
Unified School DistrictHarrison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$347.00 (+8.44%) Homeowner's exemption Disabled Person's exemption$6,418$64,182 Land $20,189 Building $43,993
2024$320.00 (-0.62%)
2023$322.00 (-62.12%) Homeowner's exemption Disabled Person's exemption$5,936$59,359 Land $18,354 Building $41,005
2022$850.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15442 Three Rivers Rd in Zone X, an area of minimal flood risk, though there have been 90 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims90 (1995–2012)
Claims Outside the SFHA3 of 90
Most Recent ClaimAug 2012 · Hurricane Isaac
Claims by Event
  • Hurricane Katrina, Sep 2005 · 46 claims
  • Hurricane Georges, Sep 1998 · 16 claims
  • Severe Storms, Tornadoes, Flooding, May 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15442 Three Rivers Rd is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 96% of Mississippi
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CoastConnect
Fiber
2,000 / 1,000
Sparklight
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: C Spire Wireless.

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